ACA Reporting
ACA Compliance Lessons Learned From Recent Reporting Seasons
Common themes emerge when reflecting on recent ACA reporting seasons that can help employers reduce administrative burdens and improve accuracy.
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and Compliance Guidance
Employers, brokers, and benefits teams navigating administration and compliance questions find practical guidance here — built from real administration experience across enrollment, billing, COBRA, and regulatory requirements.
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Resource Library
687 articles
Latest Articles
Billing
BAS' Employee Leave of Absence Billing
BAS can bill, collect, and remit benefit premiums for employees on short-term, unpaid leaves of absence.
Employers
HHS Signals Continued Focus on Health Plan Privacy and Cybersecurity
Privacy and security are enforcement priorities for government regulators following HHS's restructuring of its Office for Civil Rights.
HR Compliance
Hiring Young Workers This Summer
Hiring workers under age 18 requires additional compliance responsibilities under the Fair Labor Standards Act's child labor provisions.
FSA / HRA / HSA
FSA Reimbursement for Non-Covered Spouse
Health FSA funds may generally be used to reimburse eligible medical expenses for a spouse or qualifying dependents even if they are not enrolled in the employer's health plan.
COBRA
COBRA Offering to Retirees
When a covered employee becomes entitled to Medicare before retiring, a covered spouse may receive up to 36 months of COBRA continuation from the date of Medicare entitlement.
HR Compliance
What Federal Eligibility Verification Rules Can Teach Private Employers
A new OPM rule on federal health plan eligibility verification offers practical lessons for private employers managing dependent audits and qualifying life event documentation.
ACA Reporting
IRS Releases Draft 2026 Form 1095-C
The IRS has released a draft of the 2026 Form 1095-C with few substantive changes from 2025, giving employers an early look and a timely reminder to review ACA reporting processes.
Employers
MyEnroll360's Termination Access Controls
MyEnroll360 gives employers granular control over who can terminate employee benefits, with role-based access restrictions to protect executive-class and sensitive records.
Employers
MyEnroll360's Termination Access Controls
Control is critical for managing employee terminations and coverage adjustments.
COBRA
COBRA Offering to Retirees
When a covered employee becomes entitled to Medicare before retirement, the spouse may be eligible for up to 36 months of COBRA continuation coverage.
Employers
Risk Assessments Are Only the Beginning: The Importance of Following Through
Federal regulators continue to emphasize that an effective security program requires more than documenting vulnerabilities.
Security
Risk Assessments Are Only the Beginning: The Importance of Following Through
Identifying security vulnerabilities is only the first step — organizations must implement remediation plans and maintain documentation that safeguards are actively in place.
HR Compliance
What Federal Eligibility Verification Rules Can Teach Private Employers
Employer-sponsored health plans should ensure only eligible dependents are covered and mid-year election changes are properly documented and verified.
FSA / HRA / HSA
Getting FSA Reimbursements by Direct Deposit
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
HR Compliance
HHS Releases Updated HIPAA Security Rule Guidance Materials
HHS confirms that HIPAA compliance is not a one-time exercise, but an ongoing process that requires organizations to continuously assess, manage, and reduce security risks.
ACA Reporting
IRS Announces Increased ACA Employer Shared Responsibility Penalties for 2027
The 2027 ACA employer shared responsibility amounts reflect another increase in potential penalties for ALEs that fail to comply with ACA employer mandate requirements.
FSA / HRA / HSA
Question of the Week - Sunscreen and Health FSA Reimbursement
Q.- Is the cost of sunscreen really eligible for reimbursement from my health FSA?
HR Compliance
State Paid Sick Leave Laws
Recent analysis from the Congressional Research Service (CRS) highlights how paid sick leave continues to evolve across the United States, with growing state-level...
ACA Reporting
California ACA Reporting Requirements
California has its own health coverage reporting requirements with an upcoming compliance deadline.
FSA / HRA / HSA
Making the Most of Your Dependent Care FSA This Summer
As summer approaches, many working parents begin planning for child care while school is out.
COBRA
Payment Coupons for Remitting COBRA Premiums
Cobra Control Services (CCS) provides continuant monthly coupons to use to send payment for COBRA coverage.
COBRA
Question of the Week - Missed COBRA Notice
Q.- What happens if we forget to send a COBRA qualifying event letter to a terminated employee?
Security
The Most Common HR Email Mistakes That Lead to Data Exposure
Email is one of the most common ways sensitive employee information is unintentionally exposed.
COBRA
How Attackers Use Fake Benefit Notices and COBRA Scams
Cybercriminals continue to target employees and former employees using fake benefits communications designed to steal personal information.
ACA Reporting
IRS Releases Draft 2026 Form 1095-B With No Major Changes
The IRS has released a draft of the 2026 Form 1095-B, which is used to report minimum essential health coverage under the Affordable Care Act (ACA).
ACA Reporting
Preparing for the 2025 PCORI Fee Filing Deadline
Employers sponsoring certain self-insured health plans must generally file and pay the PCORI fee by July 31, 2026.
FSA / HRA / HSA
Question of the Week - Apple Watch and Health FSA Reimbursement
- Can the cost of an Apple Watch be reimbursed from a health FSA? - In certain circumstances and with the proper documentation, Yes.
Employers
Using MyEnroll360's Life Event Module
MyEnroll360 can help employers manage life events to ensure only permitted, approved changes are allowed.
HR Compliance
Compliance and Strategy for Eligibility Waiting Periods
Health plan waiting periods may cause compliance issues if not structured properly.
HR Compliance
HIPAA in HR Departments
HIPAA is often associated with healthcare providers, but it also has important implications for employers that sponsor group health plans.
Employers
MyEnroll360 Logon Notice
MyEnroll Administrators professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
FSA / HRA / HSA
Question of the Week Mid-Year DFSA Enrollment
Q.- An employee waived coverage under our dependent care FSA but he now wants to enroll to put away money to be used to send his daughter to day camp. Should we let him enroll now?
ACA Reporting
Switching from Monthly to Look-Back Measurement Method Under the ACA
Employers managing ACA compliance often reach a point where the Monthly Measurement Method no longer provides the predictability or administrative control they need,...
ACA Reporting
ACA Affordability Safe Harbors Explained (W-2, Rate of Pay, FPL)
Affordability is a main factor in determining whether an employer may be subject to penalties under the ACA employer shared responsibility rules.
Employers
Handling Benefits for Employees with Multiple Roles or Positions
It is important for HR to manage benefits for employees with multiple roles properly.
HR Compliance
Navigating New Hire Waiting Periods
Employers understand the importance of managing new hire waiting periods efficiently and precisely.
COBRA
Question of the Week - COBRA Election vs. Payment
Q.- Is it true a former employee can elect COBRA but not pay for it with the election?
Security
Why Prompt Reporting of Security Concerns Matters
In HR and benefits administration, employees and administrators handle sensitive information every day.
COBRA
Accessing COBRA Qualifying Event Letters in MyEnroll360
When administering COBRA or continuation of coverage, timely access to documentation is an important part of maintaining accurate records and responding to employee inquiries.
FSA / HRA / HSA
Question of the Week - Reimbursement from Health FSA
Whose expenses can be reimbursed from an employee’s Health FSA? A Health FSA may reimburse eligible expenses incurred by the employee, the employee’s...
ACA Reporting
The Impact of Leaves of Absence on ACA Tracking
Leaves of absence can create challenges for employers when managing ACA compliance.
MyEnroll360 Feature
U.S.-Only Access and Enhanced Protection Against Suspicious Activity
MyEnroll360 limits access to U.S. users and may restrict login when suspicious activity is detected to support security.
Employers
What Happens When Benefit Elections Don’t Match Payroll Deductions
Accurate benefits administration depends on alignment between what employees elect and what is deducted from their pay.
HR Compliance
Avoiding Shared Logins in HR and Benefits Administration
In HR and benefits administration, system access is often shared informally to save time or simplify workflows.
COBRA
How to View QELs in MyEnroll360
MyEnroll360 offers quick and easy access to COBRA qualifying event letters, streamlining benefits management for HR.
ACA Reporting
How Workforce Changes Impact ACA Reporting Accuracy
While changes are a normal part of business operations, they can have a significant impact on ACA tracking and reporting.
FSA / HRA / HSA
Question of the Week - Grace Period and Runout Period
Q: When is the deadline to submit claims for the prior plan year under an FSA and how does that work with the grace period?
Employers
Understanding Plan Year vs. Calendar Year
In benefits administration, the terms “plan year” and “calendar year” are often used interchangeably, but they are not the same.
COBRA
How Terminations Impact FSA Balances and COBRA Eligibility
When an employee terminates employment, their FSA must be handled carefully to ensure accurate administration and compliance.
Employers
Managing Billing Contacts and Invoice Distribution
Accurate and timely billing is an important part of benefits administration, especially for employers managing multiple locations, plans, or funding arrangements.
FSA / HRA / HSA
Question of the Week - Allergy Medicine and Health FSA Reimbursement
Are allergy medications eligible for FSA reimbursement? Yes. Most allergy medications, including over-the-counter antihistamines and prescription allergy...
HR Compliance
Recognizing Suspicious Requests in HR and Payroll
HR and payroll teams are frequent targets for fraud because they manage some of the most sensitive employee information and financial transactions within an organization.
ACA Reporting
What Employers Need to Know about Common ACA Filing Errors and IRS Rejections
Finalizing ACA Forms 1094-C and 1095-C is a major compliance milestone, but the process may not end once files are transmitted to the IRS.
ACA Reporting
ACA Filing & Transmission Basics
For employers subject to the Affordable Care Act (ACA) reporting requirements, filing Forms 1094-C and 1095-C is only part of the process.
COBRA
Question of the Week - Electing COBRA
How long does an individual have to elect COBRA coverage? Individuals generally have 60 days to elect COBRA coverage, measured from the later of the date...
HR Compliance
Simplifying New Hire Waiting Periods: MyEnroll360's Customizable Controls for HR Professionals
MyEnroll360 empowers HR professionals with granular control over new hire waiting periods.
Employers
What Counts as Protected Health Information (PHI) in Benefits Administration?
Understanding what qualifies as PHI is an important step in safeguarding employee data.
HR Compliance
Why Mid-Year Benefits Changes Can Create Risk
Open enrollment tends to get the most attention, but common compliance challenges arise during the year when employee changes occur.
Employers
Customizing Your MyEnroll360 Logon Notice
HR professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
HR Compliance
IRS Tax Withholding Estimator
The IRS has a free online Tax Withholding Estimator employees may use to evaluate their withholding elections.
HR Compliance
Question of the Week - HIPAA Notice of Privacy Practices
Q: I heard the government released an updated model HIPAA Notice of Privacy Practices. What is the HIPAA Notice of Privacy Practices and when do employees receive it?
HR Compliance
Who Has Access to Employee Benefit Data and Why It Matters
Employers should consider implementing a role-based approach to manage access to benefits information.
ACA Reporting
Is Your Organization an Applicable Large Employer? Understanding ACA Workforce Size Rules
One of the most important ACA compliance questions employers must answer is whether they are considered an Applicable Large Employer.
Employers
Best Practices for Safeguarding Personal and Health Data
By following a few practical safeguards, employers can reduce the risk of unauthorized access or disclosure of employee benefit information.
FSA / HRA / HSA
Eligible vs. Ineligible FSA Expenses: What Documentation Is Needed
Understanding what makes an expense eligible and what is needed for proper documentation helps avoid FSA reimbursement delays and denials.
COBRA
Question of the Week - When Does COBRA Coverage Begin?
When does COBRA continuation coverage begin after a qualifying event? COBRA coverage begins on the date that group health coverage would otherwise end due...
MyEnroll360 Feature
Using MyEnroll360 to send Emails to Your Employees
MyEnroll360 offers a user-friendly tool for sending emails to different employee groups.
ACA Reporting
Why Payroll Data Is Important for ACA Compliance
Payroll records help determine if employees qualify as full-time under ACA rules and if coverage must be offered.
ACA Reporting
ACA Reporting Update: What Comes After Furnishing Form 1095-C
With the March 2 furnishing deadline behind us, most Applicable Large Employers (ALEs) have distributed Forms 1095-C to full-time employees.
HR Compliance
Embedded AI Tools and HR Data: Understanding the Risks
Artificial intelligence is increasingly built directly into everyday workplace software.
Billing
Managing Location Premium Billing Invoice Recipients
Employers that engage BAS for Location Premium Billing Services, along with their authorized insurance brokers, can manage the distribution of monthly location premium invoices.
FSA / HRA / HSA
Question of the Week - OTC FSA Documentation
Q: What documentation is required to substantiate an over-the-counter (OTC) item under a Health FSA?
HR Compliance
Understanding HIPAA Protections for Group Health Plans
HIPAA protections are important for ensuring compliance and supporting employees during coverage changes.
HR Compliance
HHS Issues Updated Model HIPAA Privacy Notice
Covered Entities must revise their privacy notices to comply with legal changes.
COBRA
Locate Your QELs in MyEnroll360
Did you know that when you process a COBRA or Continuation of Coverage qualifying event letter in MyEnroll360 it is available for download on the next business day?
FSA / HRA / HSA
Question of the Week - FSA Changes
Q. Can an employee change their Health FSA election during the year if they realize they elected the wrong amount?
Security
Strengthening Account Security with Multi-Factor Authentication
Protecting employee and benefits data requires more than a strong password — MyEnroll360 incorporates Multi-Factor Authentication as a core layer of platform security.
ACA Reporting
What To Do If an Employee Disputes Their Form 1095-C
Each year after Forms 1095-C are distributed, HR teams receive questions from employees who believe the information is incorrect.
FSA / HRA / HSA
BAS Provides Reliable and Trusted Health FSA Administration
Health FSA Basics A Health Care Flexible Spending Account (HFSA) allows you to set aside a portion of your salary, before-tax, to reimburse certain amounts you pay for...
ACA Reporting
Common Form 1095-C Errors and How to Fix Them
By February, most Applicable Large Employers (ALEs) have furnished Form 1095-C to employees or are preparing to do so.
Employers
IRS Updates Publication 969
The IRS has released an updated version of Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, which provides guidance for various health-related...
Security
Phishing Isn’t Just Email Anymore
Cybercriminal phishing attempts are getting more sophisticated, now reaching HR teams via text messages, voicemails, QR codes, and fake benefit notices.
Employers
Question of the Week - HSA Tax Forms
Q.- We offer an HSA as part of our medical plan. An employee asked for a copy of her HSA tax form. What is she referencing?
ACA Reporting
2026 Federal Poverty Level Updates and ACA Affordability Planning
The newly released 2026 Federal Poverty Level updates and higher ACA affordability percentage impacts health coverage affordability.
HR Compliance
A Plain-Language Guide to Benefits Terms
Health and benefits materials use a lot of specialized language that comes up not just during open enrollment, but anytime you use your coverage, review a paycheck, submit a...
Employers
Question of the Week - Box 12 of Form W-2
Q.- Our payroll company completed our W-2 Forms and sent them to our employees. An employee asked me what the number in Box 12 was. What should I tell him?
ACA Reporting
Using MyEnroll360 to Simplify ACA Compliance While Entering Hours
For HR professionals seeking an efficient and hassle-free solution for Affordable Care Act (ACA) data collection and reporting, look no further than MyEnroll360.
HR Compliance
Why Printing Payroll and HR Documents Creates Unnecessary Risk
Printing payroll and HR documents can expose sensitive employee information, making it important for HR teams to limit paper records and rely on secure digital access whenever
ACA Reporting
Affordable Care Act Reporting for 2025 Coverage
Employers should be preparing for federal and state Affordable Care Act reporting deadlines for 2025 health coverage.
FSA / HRA / HSA
Question of the Week - DFSA and Disabled Child
Q.- An employee is asking if day care expenses for her intellectually disabled 16 year old child are eligible for reimbursement from her Dependent Care FSA. What information do we
COBRA
Spotting Benefits-Related Scams
HR teams should watch for benefits-related scams that use urgency or requests for sensitive information to impersonate legitimate requests.
Employers
Understanding FMLA Leave and New Guidance on Medical Appointments
FMLA allows eligible employees to take protected leave for serious health conditions including travel time to and from qualifying medical appointments.
Employers
Medicare Part D Creditable Coverage Online Reporting Requirement
The CMS Part D disclosure is a required annual filing for employers offering prescription drug coverage.
Security
Phishing Risks Tied to W-2 and Tax Season Requests
Tax season increases phishing attempts targeting W-2 and payroll data making awareness and verification especially important for HR teams.
FSA / HRA / HSA
Question of the Week - Health FSA Reimbursements and the Uniform Coverage Rule
Q.- Do we have to reimburse an employee for the full amount of their annual Health FSA election if they have only made one payroll contribution so far?
MyEnroll360 Feature
Simplify Billing and Accounting with MyEnroll360's Location Billing Line Items
Streamline billing and accounting for HR pros with MyEnroll360's location billing line items.
ACA Reporting
Why the Correct Code on Line 16 of Form 1095-C Matters
Line 16 of Form 1095-C explains whether an employer met ACA requirements or qualified for relief, making accurate coding essential to avoid IRS penalties and reporting errors.
Security
Avoiding Accidental Data Exposure When Sharing Files Internally
Sharing files internally is routine, but small missteps can expose sensitive information.
MyEnroll360 Feature
MyEnroll360 Provides the Ability to Track Changes to Records
MyEnroll360 provides the ability for administrators to view reports identifying changes made to employees’ records.
ACA Reporting
Preparing Form 1095-C for Distribution: A Focus on Line 14
Take a close look at Line 14 of Form 1095-C to confirm coverage offers are reported correctly and consistently.
ACA Reporting
Question of the Week - Full-Time Employee for ACA
Q.- I know we have to offer medical coverage to our full-time employees. We define full-time as an employee who works 37.5 or more hours a week. Will we comply with the Affordable
Employers
Reporting the Cost of Health Coverage on Form W-2
Remember health coverage reporting requirements when preparing employees' W-2 forms
COBRA
Post Office Mailing Processes and COBRA Notice Timing
U.S.P.S. postmark timing is an integral part of COBRA notice, election, and payment timelines.
HR Compliance
MyEnroll360's Waiting Period Operational Controls
MyEnroll360 may be configured to apply controls on new hire waiting periods at the location, division, or plan level for maximum flexibility.
Employers
Question of the Week - Opt-Out Payment and Proof of Other Coverage
Q.- Why should employers who provide a cash payment to employees who decline medical coverage get proof that the employee has coverage elsewhere?
Security
Reporting Suspicious Emails or Security Incidents: Guidance for HR Teams
HR plays an important role in setting expectations, reinforcing reporting procedures, and creating a culture where employees feel comfortable raising concerns quickly.
ACA Reporting
Why HR Should Carefully Review Form 1095-C Before Distribution in the 2026 Reporting Season
As 2026 ACA reporting season begins, taking the time now to review Forms 1095-C helps protect against future compliance exposure.
ACA Reporting
ACA Reporting Update for 2026: New Options for Furnishing Forms 1095-B and 1095-C
Employers now have the option to post notice of Form 1095 instead of distributing it to employees.
Security
Phishing Trends HR Should Expect in 2026
As HR professionals continue to rely on digital tools for payroll, benefits, onboarding and employee communication, cybercriminals are adapting their tactics just as quickly.
Question of the Week
Question of the Week - Disability Coverage Requirements
Do we have to provide our employees disability coverage? Disability coverage is not a federally mandated benefit but some states do require mandatory...
Employers
What Employers Should Know About the New “Trump Accounts”
The IRS recently released its first round of guidance on Trump accounts, a new type of IRA created under the 2025 One Big Beautiful Bill Act.
ACA Reporting
ACA Compliance for Holiday Hiring: Managing Seasonal, Variable Hour, and Part-Time Employees
Many employers bring on short-term or part-time help at the end of the year to support holiday operations.
Employers
DOL Self-Audit Programs Employers Should Be Watching
The Department of Labor encourages employers to review their own practices before issues turn into penalties.
HR Compliance
Giving Back to Our Community
As the holiday season approached this November, the BAS Cares Team invited employees to take part in Greater Valley Forge’s 14th Annual Food Drive supporting families within...
FSA / HRA / HSA
Question of the Week - End of Year Suggestions for Health FSA Funds
Q: What are some end of year suggestions for employees who still have funds in their health FSA?
HR Compliance
Why HR Should Watch for Payroll and Direct Deposit Scams
Payroll and direct deposit scams continue to rise, and HR teams are often the primary targets.
Employers
Customizing the Logon Notice in MyEnroll360
HR professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
HR Compliance
The Dangers of Shadow IT: Why HR Teams Should Avoid Unapproved Apps and Extensions
Shadow IT refers to any software, app, or browser extension that employees download or use without approval from the organization’s IT or security team.
Question of the Week
Question of the Week - Disability Coverage Requirements
Do we have to provide our employees disability coverage? Disability coverage is not a federally mandated benefit but some states do require mandatory...
FSA / HRA / HSA
Reminder to Use FSA Balances Before Year-End
As the year wraps up, it is a good time to remind employees to review their Flexible Spending Account balances.
ACA Reporting
Year-End Checklist for ACA Data Accuracy
HR administrators play an important role in ensuring that Affordable Care Act reporting is accurate and complete.
ACA Reporting
ACA Reporting Reminder for BAS Administrators
This reminder is for administrators who use BAS for ACA data collection and reporting services.
HR Compliance
AI Tools and Safe Usage at Work
HR plays an important role in guiding teams toward safe and responsible AI practices.
Employers
Logging into MyEnroll360
As an employer, you play a key role in ensuring your employees can easily access their MyEnroll360 accounts.
Employers
Question of the Week - Change of OE Election
Q: Open enrollment for the 2026 plan year has closed, and an employee wants to change his election before the new year starts. Can we allow the change?
HR Compliance
Understanding High Deductible Health Plans and Health Savings Accounts
High Deductible Health Plans, or HDHPs, are medical plans that require you to pay a higher annual deductible before the insurance company begins covering most services.
Employers
A Key Step in Protecting Your MyEnroll360 Data
Timely access termination is one of the strongest safeguards against unauthorized activity and data breaches.
Open Enrollment
The Importance of Including the Summary of Benefits and Coverage (SBC) in Open Enrollment Materials
The required SBC is an essential tool for both compliance and employee education.
Billing
MyEnroll360’s Leave of Absence Billing and Collection Services
Processing insurance premiums starts with effective billing and collection practices.
FSA / HRA / HSA
Question of the Week - FSA Qualifying Dependents
Q.- We are allowing employees to elect up to the new IRS maximum for their dependent day care FSA. We want to provide a reminder about whose expenses are eligible for
ACA Reporting
Updated PCORI Fee Announced for 2025–2026 Plan Years
The PCORI fee was established under the Affordable Care Act (ACA) to fund the Patient-Centered Outcomes Research Institute, which supports research comparing the...
ACA Reporting
Determining Full-Time Status Under the ACA for Open Enrollment
One of the most important responsibilities during open enrollment is making sure that all employees who must be offered health coverage under the Affordable Care Act (ACA)...
HR Compliance
Life and Disability Coverage for Changing Workforces
A review of life and disability programs helps ensure these benefits continue to meet employee needs and employer obligations.
HR Compliance
Protecting Employee Data Requests from Identity Theft and Social Engineering
Employee data requests are a normal part of HR operations, whether an employee asks for a copy of a pay stub, a former worker requests their W-2, or someone inquires about...
COBRA
QELs in MyEnroll360
MyEnroll360 offers quick and easy access to COBRA qualifying event letters, streamlining benefits management for HR.
FSA / HRA / HSA
Question of the Week – FSA Election Changes
: Can employees change their FSA election mid-year? : Not without a qualified life event.
HR Compliance
Improving Employee Engagement with HSAs
As open enrollment approaches, HR teams have an opportunity to help employees better understand and maximize one of the most powerful tools for managing healthcare costs, the...
Security
MyEnroll360 Enhanced Password Security & Modernized User Settings
MyEnroll360 introduces enhanced password-security tools and a refreshed, modernized user-settings interface, supporting stronger account protection and a seamless user experience.
COBRA
Question of the Week - COBRA Start Date
Q.- An employee terminated in August. She elected COBRA but took her full 60 days to do so. She wants her payments to be applied starting in November since she hadn’t elected
Security
Talking to Employees About Benefits-Related Phishing Scams
Phishing scams have become increasingly sophisticated, and benefits-related fraud is on the rise.
ACA Reporting
Understanding ACA Requirements During Open Enrollment: Minimum Essential Coverage, Minimum Value and Affordability
As employers prepare for open enrollment, it is important to ensure health plan offerings meet MEC, MV and affordability.
ACA Reporting
Calculate Full-Time Status Before Open Enrollment Starts
Determining who qualifies as a full-time employee under ACA rules is not just an administrative task, it is a compliance requirement.
Employers
Election Day and State Voting Leave Requirements
As Election Day 2025 approaches, HR professionals should take time to review their organization’s policies on employee voting leave.
MyEnroll360 Feature
MyEnroll360 Session Controls
MyEnroll360 security is enhanced by restricting the number of sessions that may be open at the same time.
Question of the Week
Question of the Week - Allowing a One-Month Premium Pause
Q: An employee said they want to save money in December to buy holiday presents. They don’t anticipate needing to use our health coverage. Can we let them stop paying their
MyEnroll360 Feature
Tracking Changes to Records in the MyEnroll360 System
MyEnroll360 provides the ability for administrators to view reports identifying changes made to employees’ records.
ACA Reporting
New ACA Option Simplifies 1095-C Distribution for Employers
As HR professionals begin preparing for ACA reporting season, there’s an important new development that may simplify the process for 2025 coverage reporting.
Employers
New DOL Guidance Clarifies FMLA Leave Calculations for Nontraditional Work Schedules
Department of Labor’s Wage and Hour Division (WHD) recently issued new guidance clarifying how employers should calculate Family and Medical Leave Act (FMLA) entitlements for...
FSA / HRA / HSA
Question of the Week - Maximum HFSA Contribution
Q.- We are going to offer a health flexible spending account plan to our employees starting 1/1/2026. We know there is a risk of loss if an employee gets the full reimbursement
Security
Securely Managing Remote HR Teams
As remote and hybrid work models continue to shape the modern workplace, HR professionals face unique challenges in protecting sensitive employee data outside of traditional...
FSA / HRA / HSA
Question of the Week - Dependent Care FSA Fiscal/Calendar Year
Q: Our Dependent Care FSA runs on a July 1-June 30 plan year. We have an employee who started participating in July 2025. She wants to make the full $5,000 annual contribution in
COBRA
BAS/CCS Quality COBRA Administration Service
Everything you need in the cloud for COBRA administration & compliance notifications, premium billing and collection, so you can concentrate on your business and leave the rest to
Security
Phishing Scams Targeting Benefits Administrators
HR and benefits professionals are increasingly becoming prime targets of phishing scams.
ACA Reporting
The Importance of Timely Data Updates for ACA Compliance
Early fall is the most important time to review and reconcile employee data to ensure accurate Form 1095-C reporting
Employers
Updated Per Diem Rates Effective October 1, 2025
The IRS has released Notice 2025-54, providing updated per diem rates for travel away from home beginning October 1, 2025.
FSA / HRA / HSA
2025 Inflation Adjustments for Employee Benefit Plan Limits
The IRS announced the 2026 plan limits for FSAs, transportation plans, QSEHRAs and other employee benefits.
ACA Reporting
Draft Forms 1094-C and 1095-C for 2025 Reporting
The IRS issued draft versions of Forms 1094-C and 1095-C with instructions for the 2025 tax year.
Question of the Week
Question of the Week - Parking Reimbursement Plan and Termination of Employment
Q.- An employee resigned and still has a balance in her parking reimbursement account. Can she continue to use the account? What if she has a claim she incurred before terminating
Employers
Security Spotlight: Lessons from the 2025 IRS Summer Security Summit
The IRS and its Security Summit partners recently concluded their annual five-week campaign, Protect Your Clients; Protect Yourself .
HR Compliance
BAS Cares: Honoring Veterans Through Creativity and Compassion
The BAS Cares Team proudly joined the Upper Merion community to support Veterans.
ACA Reporting
HR and Health Benefit Laws
The Department of Labor has a user-friendly resource to help HR professionals navigate laws impacting employer-sponsored health plans.
COBRA
Question of the Week - Dropping Spouse at Open Enrollment
Q: An employee is going to drop her spouse from coverage at open enrollment. We know they are in the process of getting a divorce. The spouse contacted us and demands to be kept
Security
Security Tips for HR Teams Distributing Benefits Information
If not handled properly, benefits information can expose both employees and the company to data breaches and compliance issues.
ACA Reporting
Understanding Gig Workers and ACA Compliance
As employers continue to adapt their workforce models, including the use of gig workers and independent contractors, it's important to understand how these arrangements...
HR Compliance
HHS Releases Updated HIPAA Security Risk Assessment Tool (Version 3.6)
There is an updated version of the HHS Security Risk Assessment Tool which helps organizations evaluate and manage risks to PHI.
Billing
MyEnroll360's Retiree Premium Billing Service
BAS offers a complete, worry-free Retiree Premium Billing Solution! BAS’ retiree billing provides seamless retiree premium billing services on one platform.
COBRA
Question of the Week - COBRA Election
Can an employee who was not enrolled in our health coverage elect COBRA? No. COBRA continuation coverage is only available to individuals who were actively...
HR Compliance
Self-Auditing for Compliance: Using the DOL’s PAID Program to Address Wage and Leave Violations
The U.S. Department of Labor offers an opportunity for employers to identify and correct wage and leave practices that may be out of step with federal law.
Employers
Understanding the Look-Back Measurement Method for Calendar Year Health Plans
As employers prepare for the upcoming open enrollment season, it is important to ensure that full-time employees are offered appropriate health coverage.
ACA Reporting
ACA Compliance Alert: Don't Overlook Dependent Social Security Number Requirements
Employers must collect Social Security Numbers for everyone with health coverage.
HR Compliance
Disaster Preparedness for Peak Risk Season
HR professionals should make sure their organizations are prepared for potential disasters that could compromise sensitive data.
Employers
Medicare Part D Creditable Coverage Notice: October 15th Deadline Approaching
The annual Medicare Part D Creditable Coverage Notice must be distributed by October 15, 2025.
FSA / HRA / HSA
Question of the Week - FSA for After School Care
Can I use my Dependent Care FSA to pay for my child's after-school program? Yes, if the after-school program provides care that allows you (and your spouse,...
FSA / HRA / HSA
The Benefits of Using Direct Deposit for FSA and HRA Reimbursements
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
ACA Penalties Set to Rise in 2026
These penalties apply to applicable large employers (ALEs) (employers with 50 or more full-time or full-time equivalent employees) that fail to offer qualifying health...
FSA / HRA / HSA
Easy to Reference Eligible FSA Expenses
BAS offers FSA clients and their employees access to a table identifying expenses eligible for reimbursement.
Open Enrollment
Preparing for Open Enrollment Now
It may feel early to think about open enrollment, but getting started now can help ensure a smoother, more organized process.
Security
Protecting Employee Data from Evolving Email Threats
There is a growing threat of phishing scams designed to steal sensitive information.
FSA / HRA / HSA
Question of the Week - Return to Work Mandate and DFSA Election
Q.- We are requiring all employees to return to office work. Will this mandate allow dependent care FSA participants to change their election amounts?
Security
How Cybercriminals Exploit HR to Launch Attacks
HR departments handle sensitive information that makes them a natural target for cybercriminals.
FSA / HRA / HSA
Integrating Lifestyle Spending Accounts into Benefits Packages
Lifestyle Spending Accounts provide flexibility by allowing employees to use employer-funded dollars for a wide range of wellness and lifestyle expenses.
Employers
MyEnroll360's Library Repository
MyEnroll360 allows you to create a comprehensive reference library of Human Resources documents.
FSA / HRA / HSA
Question of the Week - Limiting Health FSA to Amount Contributed
Q.- Can we structure our health FSA so employees can only get reimbursed up to the amount they have contributed through payroll deductions at the time of the reimbursement request?
ACA Reporting
Self-Insured vs. Fully Insured Employer Responsibilities under the ACA
ACA reporting rules differ depending on whether an employer sponsors a fully insured or a self-insured plan.
MyEnroll360 Feature
Answers to Administrator Questions about New Hire Enrollment
Can an employee complete a new hire open enrollment prior to his date of hire? Generally, employees may enroll in benefits during the 30 days following the date of hire.
ACA Reporting
Managing ACA Compliance Across Multiple Locations: A Practical Guide
with Our Affordable and Accurate Solution Multi-location employers face a unique ACA compliance challenge: maintaining consistent, compliant benefits administration across...
Open Enrollment
Open Enrollment Planning Checklist: A 90-Day Countdown
With about three months to go until many Open Enrollment periods start, here's a roadmap to an organized, stress-free approach to engage employees.
FSA / HRA / HSA
Question of the Week Using FSA Forfeitures
Q.- We received a report identifying the amounts that employees did not use in their FSAs from last plan year. What can we do with the forfeited amounts?
Security
Why Ransomware Attackers Are Targeting Your HR Department
HR departments across the country are finding themselves in cybercriminals' crosshairs, and the reason is simple: you hold the keys to your organization's most valuable...
ACA Reporting
ACA Compliance: Determining Full-Time Employee Status
BAS’ ACA Data Collection and Reporting Service can manage monthly or look-back measurement of full-time status helping HR teams stay compliant while reducing administrative
HR Compliance
Protecting Employee Information: IRS Tools and Multi-Factor Authentication
Strong identity verification tools such as MFA and IRS-provided protections can help reduce the risk of tax-related identity theft.
COBRA
Question of the Week - Withholding Benefits for COBRA Election
Q. An employee is terminating. Can we hold his last paycheck until he either waives COBRA continuation coverage, elects and pays for coverage, or allows the election period to
MyEnroll360 Feature
Sending Emails to Your Employees Through MyEnroll360
MyEnroll360 offers a user-friendly tool for sending emails to different employee groups.
Reporting
VETS-4212 Reporting Deadline Approaching
Failing to submit the VETS-4212 report or providing inaccurate information can result in penalties and may jeopardize eligibility for future federal contracts.
ACA Reporting
ACA Reporting is Easier! Employers May Post Notice About Forms 1095-B and 1095-C Instead of Distributing Them
A recent change in IRS rules now offers a much simpler option for ACA compliance.
Employers
How to Explain Group Benefits to New Hires
Helping new hires understand their group benefits is an important step in onboarding and employee engagement.
Security
The Importance of Employees Setting Up Multi-Factor Authentication (MFA) for System Access
One of the simplest and most effective ways employees can help safeguard company systems and personal information is by enabling multi-factor authentication.
Question of the Week
Question of the Week - Cafeteria Plan Filings
- Do we have to file a Form 5500 for our cafeteria plan? - There is no Form 5500 filing requirement for a cafeteria plan itself.
MyEnroll360 Feature
Responsive UI Design: Universal Device Compatibility
Our latest enhancement to the MyEnroll360 SaaS platform represents a fundamental shift in development philosophy – one that prioritizes cost efficiency, scalability, and
MyEnroll360 Feature
MyEnroll360's Multi-Factor Authentication
MyEnroll360 employs Multi-Factor Authentication (MFA) for enhanced security. This robust security feature reinforces protection for administrators and employees.
Employers
Question of the Week - Self-Funded vs. Insured Health Plan
What is the difference between a self-funded and an insured health plan? Who Pays Claims Self-Funded Plan: The employer pays claims out of its own funds...
ACA Reporting
Understanding ACA Break in Service and Rehire Rules
Employers subject to the Affordable Care Act must understand how to treat employees who terminate and are later rehired.
HR Compliance
Voluntary Self-Audit Program Returns for Wage, Overtime, and FMLA Compliance
The U.S. Department of Labor has reinstated a self-audit initiative that allows private employers to identify and resolve potential wage and leave violations under federal law.
Employers
Why Employers Should Maintain a Written Information Security Plan (WISP)
Whether you are a tax firm or an employer collecting personal data through benefits enrollment or payroll, a WISP should be part of your compliance and risk management toolkit.
ACA Reporting
Affordability Percentage Released
In 2026, employers may be able to charge more for health coverage and still satisfy affordability requirements.
MyEnroll360 Feature
MyEnroll360's Tracking Changes to Records
MyEnroll360 provides the ability for administrators to view reports identifying changes made to employees’ records.
Security
Protecting Employee Benefit Data
Protecting employee benefit data requires a combination of strong systems, clear policies, and ongoing training.
COBRA
Question of the Week - Extension of 18-Month COBRA Period
Q: Can a former employee get more than 18 months of COBRA coverage? A: In certain cases, COBRA continuation coverage can be extended beyond the standard 18-month period.
Employers
What Employers Need to Know About America’s AI Action Plan
The federal government’s new AI Action Plan will shape workforce development, HR technology, and compliance strategies for employers across all industries.
ACA Reporting
HHS Finalizes New ACA Marketplace Regulations: What Employers Need to Know
Department of Health and Human Services (HHS) issued final regulations designed to strengthen the integrity of the Affordable Care Act (ACA) Health Insurance Marketplace and...
ACA Reporting
MyEnroll360's ACA Compliance and Data Entry
For HR professionals seeking an efficient and hassle-free solution for Affordable Care Act (ACA) data collection and reporting, look no further than MyEnroll 360 .
ACA Reporting
PCORI Fee Deadline
The annual deadline to report and pay the Patient-Centered Outcomes Research Institute (PCORI) fee is fast approaching.
FSA / HRA / HSA
Question of the Week - Carryover and Short Plan Year
Q.- We set up a short FSA plan year, 1/1/25 – 6/30/25, and then on 7/1/2025 we began a full plan year. Our plan has a carryover feature. Do employees get the full amount to
Employers
Security Concerns in the Workplace
As the workplace continues to evolve, so do the security risks facing organizations of all sizes.
Employers
Form 5500 Welfare Plan Reporting
As the July 31 deadline approaches, HR professionals should take a moment to review their company’s obligations under Form 5500 filing requirements for welfare benefit plans.
Employers
Managing BYOD Risks in the Workplace
Employees accessing company systems from personal devices raises data security, privacy and compliance risks.
Employers
MyEnroll360’s Email Communication Tool
MyEnroll360's Mass Email Manager allows employers to connect with their workforce effortlessly.
Employers
New Law Brings Sweeping Changes to Employee Benefits: What HR Needs to Know About the “One Big Beautiful Bill Act”
While much of the attention on the new legislation has focused on tax reform and spending provisions, the nearly 900-page bill also includes several significant updates impacting
COBRA
Question of the Week – COBRA Coverage
Q.- Our health plan runs on a 7/1 to 6/30 plan year. An employee enrolled in the plan starting July 1 and then terminated employment July 2. Do we have to offer COBRA? He was only
ACA Reporting
Hiring Summer Help? Keep ACA Compliance in Mind
Whether your organization hires interns, part-time staff, or other short-term workers to cover increased demand, understanding how these hires affect your ACA obligations is...
FSA / HRA / HSA
Question of the Week - Sunscreen and FSA Reimbursement
Q.- Can employees be reimbursed from their health FSAs for the cost of sunscreen?
HR Compliance
Reducing Risks When Employees Leave
Secure offboarding is just as important as onboarding when it comes to protecting your organization.
FSA / HRA / HSA
Smarter Support Starts Here: How Ally + Our Help Center Work for You
Learn how BAS’s new Help Center and Ally chatbot work together to give HR teams and employees faster, smarter access to benefits answers—on their own terms.
FSA / HRA / HSA
Understanding the Difference Between FSA, HRA, and HSA Accounts
While all three accounts are designed to help employees manage health care expenses, they each work differently.
HR Compliance
“Wait—Can Ally Really Answer That?” Surprising (But True) Questions Our AI Can Handle
Think Ally just handles the basics? Think again. Discover some of the unexpected, helpful, and surprisingly specific questions our AI assistant can answer—24/7.
Employers
Fraud Prevention in Benefits Administration: Protecting Plans and Participants
Benefits fraud is a growing concern for HR professionals, especially as employers navigate increasingly complex health and wellness offerings.
HR Compliance
Managing Benefits for Remote and Multistate Employees
HR teams benefit from understanding rules that apply to employees in various states.
ACA Reporting
Mid-Year ACA Compliance Review
A mid-year ACA checkup helps ensure that your organization is on track to meet employer mandate requirements, avoid penalties, and simplify year-end reporting.
COBRA
Question of the Week - Missed COBRA Notice
Q: What happens if we forget to send a COBRA qualifying event letter and the employee doesn’t receive their COBRA election notice on time?
FSA / HRA / HSA
How to Use Ally and the BAS Help Center for Easy Benefits Support
Discover how to use Ally, BAS’ 24/7 AI assistant, and the Help Center to get step-by-step benefits support on enrollment, FSA, COBRA, billing, and more.
HR Compliance
Introducing Ally: BAS Launches AI-Powered Help Center for Smarter Benefits Support
Explore BAS’s new AI-powered Help Center, designed to make benefits easier. Meet Ally, your 24/7 virtual assistant, built to deliver fast, accurate support for employees, HR
MyEnroll360 Feature
Top 5 Questions to Ask Ally—Your New AI Benefits Assistant
Get to know Ally—BAS’s new 24/7 AI assistant! Start with these top 5 questions she can help you answer, straight from the BAS Help Center.
ACA Reporting
ACA Compliance Reminder: Collecting Dependent Social Security Numbers
Employers must collect Social Security Numbers for both employees and covered dependents.
Employers
EEO-1 Reporting Now Open
The Equal Employment Opportunity Commission (EEOC) has officially opened the EEO-1 Component 1 data collection for the 2024 reporting year.
Billing
Leave of Absence Billing and Collection Services in MyEnroll360
Processing insurance premiums starts with effective billing and collection practices.
FSA / HRA / HSA
Question of the Week - HDHP and HSA
Q.- An employee elected a health FSA effective 1/1 and now during their annual open enrollment for a 7/1 plan, they are considering enrolling in a High-Deductible HSA plan. What
Security
What HR Needs to Know About Internal Threats
Internal threats, whether intentional or accidental, pose a significant risk to the security of sensitive HR information.
Employers
Commuter Benefits: How They Work, What Happens to Unused Funds, and Where They’re Required
Transit and parking benefit plans allow employees to use pre-tax dollars to cover certain commuting expenses.
ACA Reporting
Managing ACA Coverage During FMLA and Other Leaves of Absence
When employees take extended leave, HR must navigate overlapping responsibilities under the ACA, FMLA and employer-sponsored benefit plans.
COBRA
Question of the Week - COBRA
Q.- One of our employees who had family coverage just found out he was not legally married. We will terminate the “wife” from coverage, but do we have to offer her COBRA? If
Employers
Supporting Flexible Work Arrangements with MyEnroll360
Managing benefits for flexible work arrangements doesn't have to be complicated.
ACA Reporting
ACA Compliance and Data Entry with MyEnroll360
With its user-friendly compliance tools, BAS takes the stress out of ACA administration, providing robust support for record-keeping, tax forms, and IRS e-filing.
HR Compliance
AI in HR: What Tools Are Actually Helpful for Benefits Administration
AI has value in benefits administration, but traditional approaches might serve organizations better in some circumstances.
ACA Reporting
Due Diligence Considerations for ACA Compliance in Mergers and Acquisitions
Beyond standard benefits integration, M&A activities trigger specific ACA employer mandate considerations that require careful navigation.
HR Compliance
Protecting Personal Information at Work
As HR professionals, we know that protecting personal information is vital to building trust with employees, safeguarding sensitive company data, and staying compliant with...
COBRA
Question of the Week - COBRA and Credit Card Payments
Q.- A terminated employee wants to elect COBRA. He said he doesn’t have a checking account anymore and told us we have to allow him to pay using his credit card. Is this true? Do
COBRA
Easy Access to QELs in MyEnroll360
There may be times when HR needs to reference a qualifying event letter sent to a continuant.
COBRA
Question of the Week - COBRA for Employee on Leave of Absence
Q.- We have an employee who is currently on long-term disability. Company policy is to discontinue an employee’s medical benefits if they are on leave longer than 6 months. Next
Employers
RxDC Reporting Deadline Approaches for Group Health Plans
Employer-sponsored group health plans should be preparing for prescription drug and health care spending reporting.
HR Compliance
Secure Termination Practices
When an employee leaves the company, whether voluntarily or involuntarily, offboarding involves more than returning equipment and conducting exit interviews.
Employers
Wellness Programs Under Scrutiny: Legal Risks and Best Practices
Wellness programs remain a popular feature of employer benefit offerings, aimed at improving employee health and managing long-term costs.
ACA Reporting
Court Ruling Casts Doubt on ACA Employer Mandate Penalties
A recent Texas court ruling could change how ACA Employer Mandate penalties are enforced and may allow some employers to claim refunds.
FSA / HRA / HSA
IRS Releases 2026 HSA and HRA Limits: What HR Needs to Know
The IRS has announced the 2026 contribution and coverage limits for HSAs, HDHPs, and HRAs which is important for HR teams planning benefits and open enrollment.
HR Compliance
New Client Setup with BAS
BAS makes sure the new account implementation process is thorough, communicative and simple.
HR Compliance
Protecting Records Before a Disaster Strikes
An emergency preparedness plan must include protections for important HR records.
COBRA
Question of the Week - Mailing COBRA Qualifying Event Notices
Q.- Are we required to send COBRA qualifying event notices by certified mail to make sure they are received?
HR Compliance
Benefits Customization: Meeting Diverse Needs Without Administrative Chaos
The era of one-size-fits-all benefits packages is fading as organizations recognize the diverse needs of today's workforce.
HR Compliance
HR Departments As Prime Targets for Social Engineering
HR departments have become particularly attractive targets for cybercriminals employing social engineering tactics.
Employers
Measurement Period Best Practices for Variable-Hour Employees
These employees work schedules that fluctuate from week to week, making it challenging to determine whether they qualify as full-time under the Affordable Care Act's employer...
Question of the Week
Question of the Week - Mid-Year Election Change
Q.- An employee enrolled in our health plan wants to drop coverage. Can we let employees cancel coverage whenever they want?
COBRA
Requesting COBRA Coupons
CCS provides monthly payment coupons for continuants to use to remit payment for coverage.
Security
Helping Employees Make Smart Choices About Website Cookies
HR can encourage employees to make good choices about website cookie selections because not every cookie is a treat.
ACA Reporting
Managing ACA Coverage During FMLA and Other Leaves of Absence
The intersection of FMLA, disability leave, and other absence types with ACA requirements creates numerous compliance pitfalls that require careful navigation.
COBRA
Question of the Week - COBRA Notices in Non-English Languages
Q.- Do we have to provide a COBRA qualifying event election letter in a non-English language if we know the recipient does not speak English?
Employers
Spousal Surcharges and Dependent Audits: What Employers Need to Know
Applying a spousal surcharge within a dependent audit helps ensure employees properly enroll in and pay for coverage.
COBRA
Involuntary/Voluntary Termination Removed from CCS’ COBRA QEL Module
A termination reason no longer has to be indicated to launch a qualifying event letter.
Billing
MyEnroll360 Retiree Billing
BAS offers a complete, worry-free Retiree Premium Billing Solution. BAS’ retiree billing provides seamless retiree premium billing services on one platform.
Security
Password Security: A Small Step That Protects a Lot
In today’s digital workplace, strong password practices are more than an IT issue; they're a shared responsibility that protects employee data, business operations, and...
FSA / HRA / HSA
Question of the Week - Stopping FSA Contributions
Q.- An employee said he is really strapped for cash and wants to cancel his health FSA contributions. Can we let him stop participating?
HR Compliance
Retention Strategies for a Multi-Generational Workforce
Today's workplace presents a unique historical phenomenon: five generations potentially working side by side, each bringing distinct expectations, communication styles, and...
ACA Reporting
What to Watch for After ACA Filings
Important follow-up activities should be considered after distributing and transmitting 1094/1095 forms.
Security
How to Help Employees Who Have Been Hacked
Employees should have clear, accessible guidance for recognizing and responding to cyber attacks.
ACA Reporting
IRS Letter 226J Responses: Step-by-Step Guide to Addressing Employer Mandate Penalties
With proper review and response, many organizations successfully reduce or eliminate proposed ESRP assessments.
Employers
Library Repository in MyEnroll360
The Reference Library feature in MyEnroll360 gives employees quick access to an online repository of important informational documents.
COBRA
Question of the Week - COBRA Upon Company Going out of Business
Q.- We are going out of business. What do we do about our employees’ benefits? Our business is part of a controlled group but our employees don’t have anything to do with the
Employers
Voluntary Benefits That Boost Engagement Without Increasing Costs
Offering a selection of voluntary benefits can make your benefit package more desirable for employees.
FSA / HRA / HSA
Direct Deposit for FSA Reimbursements
Employees can setup ACH deposit to receive FSA reimbursements deposited directly to their bank account.
COBRA
Question of the Week - Late COBRA Payment
Q.: What happens if a former employee on our health plan through COBRA makes a late payment?
Security
Reporting Security Incidents: When and How to Speak Up
Creating an environment in which employees feel empowered to report potential security issues can prevent minor concerns from escalating into major events.
ACA Reporting
Responding to ACA Marketplace Notices When Employees Receive Subsidies
Receiving an Employer Exchange Notice from the Health Insurance Marketplace can be concerning.
HR Compliance
The Hidden Compliance Risks in Benefits Communications
Even the most well-designed employee benefits program can create legal exposure if communications aren't managed properly.
ACA Reporting
Understanding ACA Compliance and Form 1094-B/C Transmission Requirements
Transmitting information to the IRS properly is an important part of satisfying ACA obligations.
HR Compliance
Health Plan Cost Containment Strategies That Don't Reduce Coverage
In the face of continuously rising costs, HR departments are trying to manage expenses without diminishing the quality of employee benefits.
COBRA
Question of the Week - COBRA and FSA Carryover
Q.: An employee terminated employment. He did not have a health FSA election for the plan year, but he did have a carryover balance from prior years. Should he be given a COBRA
HR Compliance
Social Engineering Red Flags: Helping Employees Identify Fake "Boss" Requests
As HR professionals, educating your workforce about social engineering threats is increasingly important.
Employers
Streamlining Retiree Management: BAS Death Verification Service
BAS offers a death verification service that helps employers ensure they are not providing retiree benefits to deceased individuals.
ACA Reporting
ACA Compliance for Multi-State Employers: Navigating Varying Requirements
Employers with a national workforce must comply with federal and state-specific health care reform rules.
FSA / HRA / HSA
Cafeteria Plans and Mid-Year Life Events
Employees should understand that cafeteria plans allow mid-year election changes in only limited circumstances.
FSA / HRA / HSA
Dependent Day Care FSAs and Reimbursement Requirements
The IRS requires specific documentation for reimbursement from a dependent day care flexible spending account plan.
HR Compliance
Ensuring HIPAA Compliance in MyEnroll360
BAS’ MyEnroll360 system is fully HIPAA compliant ensuring PHI is handled with the highest standards of security and confidentiality.
FSA / HRA / HSA
Question of the Week – FSA Documentation for Prescriptions
Q. - What type of documentation is needed for a Prescription to be reimbursed from a Health FSA?
FSA / HRA / HSA
Documentation for Health FSA Reimbursements
FSA participants must submit approved documentation to get reimbursed from their accounts.
Security
Preventing Insider Threats: Building Security Without Sacrificing Trust
Some of the most significant security vulnerabilities come from within the organization.
FSA / HRA / HSA
Question of the Week - Retirement and FSA
Q.- An employee is retiring in July. He elected a $3,300 FSA contribution. Can he be reimbursed for the full election even though the total amount will not have been deducted from
HR Compliance
Strategies for Boosting Employee Engagement
Employee engagement is an important for workplace productivity, job satisfaction, and employee retention.
HR Compliance
Understanding Marketplace Coverage
Employers should stay informed about Marketplace changes, as they can impact workforce healthcare decisions.
COBRA
BAS Premium Billing and Collection Services
of their retirement benefits such as medical, dental, vision, life insurance and other benefits, BAS’ retiree premium billing provides all the services you need to...
ACA Reporting
IRS 1094 Transmissions
Employers must ensure timely filing of Forms 1094-B/C and 1095-B/C to remain compliant with the Affordable Care Act (ACA) reporting requirements.
COBRA
Question of the Week - COBRA for Terminated Employee Moving Out of Coverage Area
Q.- An employee is terminating employment, and we know he is moving far away. Do we have to offer him COBRA if we know he will be outside our plan’s coverage area?
HR Compliance
The Importance of a Disaster Recovery Plan for HR Departments
A well-structured HR disaster recovery plan is important for maintaining operations, protecting sensitive employee data, and supporting employees during crises.
HR Compliance
Using Employee Benefits as a Strategic Tool for Hiring and Retention
HR professionals can leverage benefits as a strategic tool to improve recruitment efforts and enhance employee retention.
ACA Reporting
Guidance Released on Form 1095-C Alternative Distribution Requirements
Employers now have guidelines on how to post notice of Form 1095-C and provide it by mail only upon request.
HR Compliance
Health Savings Accounts in 2025
As healthcare costs continue to rise, Health Savings Accounts are a popular tool for employees who want to manage their medical expenses.
Employers
Helping Employees Log Into MyEnroll360
As an employer, you play a key role in ensuring your employees can easily access their MyEnroll360 accounts.
COBRA
Question of the Week - Resuming COBRA After Terminating Coverage
Q.- A former employee continued coverage under COBRA. She terminated COBRA effective 12/31/2024 and enrolled in a Marketplace plan starting 1/1/2025. She doesn’t like the plan and
Security
Avoiding Insider Threats: Identifying and Mitigating Risks from Employees with Access to Sensitive Data
While many businesses focus on external cyber threats, insider threats—risks that come from employees, contractors, or other trusted individuals—can be just as damaging.
Employers
Navigating Employee Terminations
Employers should implement a structured employee termination process to minimize legal risks, maintain compliance, and protect both the organization and the departing employee.
ACA Reporting
New Six-Year Statute of Limitations on ACA Employer Penalties Provides Relief for Employers
Under the Employer Reporting Improvement Act, Congress established a six-year statute of limitations for assessing ACA penalties related to an employer’s failure to provide...
ACA Reporting
Question of the Week - Use for Form 1095-C
Q.- What do employees do with the Form 1095-C we send to them? Do they have to file the forms with their taxes?
ACA Reporting
Determining Affordability of Health Coverage for 2025
Employers can use the new 2025 federal poverty guidelines to determine affordability of health coverage.
COBRA
Question of the Week - Timing of COBRA Start Date
Q: A former employee did not have to use coverage during the month she left employment. She wants to start COBRA at the beginning of the second month. We would be fine with this.
Security
Recognizing Social Engineering Scams: Protecting Yourself and Company Data
Employer awareness and caution are the best defenses against social engineering scams.
Employers
Remote Work Best Practices
While many companies are increasing their return-to-office requirements, remote work still remains part of today’s workforce.
Employers
Annual Medicare Part D Disclosure: What Employers Need to Know
Employers that offer prescription drug coverage must complete an annual, online filing with the Centers for Medicare & Medicaid Services.
COBRA
Question of the Week - Plan Offered to COBRA Continuant
Q.- An employee terminated employment and is receiving a COBRA election. She was on our buy-up plan but says she wants to have our standard plan under COBRA. Do we have to offer
ACA Reporting
State Mandated Reporting for the Affordable Care Act
As employers comply with federal ACA reporting, it’s important to also understand the state-specific rules that may apply.
Employers
Tips for Avoiding Phishing Emails
Consider educating your workforce about phishing and how to avoid falling victim to scams.
COBRA
COBRA Monthly Premium Coupons
Cobra Control Services (CCS) provides continuants with monthly COBRA payment coupons to make remitting payment for coverage accurate and easy.
ACA Reporting
Guidance for Completing Line 16 of Form 1095-C
It provides information about the health insurance coverage offered to full-time employees and is used by the IRS to ensure compliance with ACA requirements.
Employers
IRS Issues Guidance on Tax Treatment of State Paid Leave Programs
The Internal Revenue Service (IRS) issued Revenue Ruling 2025-4 which provides guidance on the federal income and employment tax treatment of contributions and benefits under...
FSA / HRA / HSA
Question of the Week - FSA Reimbursements and LTC Premiums
Q.- Can Long Term Care premiums be reimbursed from a health flexible spending account?
Employers
Security Tip: Protect Your Business with Multi-Factor Authentication (MFA)
As cyber threats continue to evolve, ensuring your business’s digital security is more important than ever.
Employers
Employees with HSAs Must File Form 8889
Employees who contribute to or take a distribution from an HSA must file Form 8889 with their federal tax return.
Employers
Government Plan for AI
The U.S. Department of Health and Human Services released a Strategic Plan for the use of AI in health, human services, and public health.
ACA Reporting
Guidance for Line 14 of Form 1095-C
Coding Line 14 properly is one of the most difficult parts of completing Form 1095-C.
FSA / HRA / HSA
Question of the Week - IRS Health FSA Limits
Q.- If a group’s health flexible spending account plan year is 11/1/24 – 10/31/2025, can participants elect to contribute up to $3,300 or are they limited to $3,200?
MyEnroll360 Feature
Sending Emails to Your Employees
MyEnroll360 offers a user-friendly tool for sending emails to different employee groups.
ACA Reporting
ACA Reporting Requirements for Form W-2
Some employers must report the cost of employer-sponsored health coverage on W-2 Forms.
Employers
MyEnroll360's Document Reference Library
MyEnroll360 provides employers the ability to create a comprehensive reference library for centralizing Human Resources documents.
FSA / HRA / HSA
Question of the Week - FSA Participation Restrictions
Q. May we structure our Health FSA to restrict participation to only those who are covered under our medical plan?
Employers
Security Insights from National Tax Security Awareness Week
The IRS and its Security Summit partners recently concluded the ninth annual National Tax Security Awareness Week, an initiative designed to help individuals, businesses, and...
FSA / HRA / HSA
Understanding the IRS Standard Mileage Rate for 2025
The IRS updated standard mileage reimbursement rates for 2025, affecting business vehicle use, medical travel deductions, and health FSA travel reimbursements.
Employers
Access to Termination Rights in MyEnroll360
Control is critical for managing employee terminations and coverage adjustments.
ACA Reporting
Alternative Distribution of Form 1095-C
These landmark changes, effective immediately, are designed to reduce administrative burdens while maintaining compliance with ACA mandates.
Security
Kickstarting the New Year: HR Tasks for January
The start of a new calendar year presents an opportunity for HR departments to reset, refocus, and ensure compliance with key deadlines.
HR Compliance
Proposed Updates to the HIPAA Security Rule
Department of Health and Human Services (HHS) Office for Civil Rights (OCR) announced proposed changes to the HIPAA Security Rule, marking the first update since 2013.
Employers
Question of the Week - Change in Health Coverage
Q.- An employee enrolled in health coverage effective 1/1. He changed his mind and wants to drop coverage. Can we let him drop coverage and return the premiums he's already paid?
FSA / HRA / HSA
Identifying Specific FSA Expenses
BAS offers FSA clients and their employees access to a table identifying expenses eligible for reimbursement.
Question of the Week
Question of the Week - Medicare and HSA
Q.- We have an employee who is age 66 and is enrolled in Medicare. Can she also participate in our HDHP with an HSA?
Employers
Strengthen Your Organization’s Cybersecurity by Combating Social Engineering Attacks
Understanding social engineering threats is important for keeping company data safe.
HR Compliance
Understanding the Consolidated Appropriations Act Gag Clause Prohibition: What Plan Sponsors Must Do
Employers should make sure their health plans comply with the gag clause prohibition.
HR Compliance
Understanding Form 5500 Updates for Health Plans
The IRS, Department of Labor (DOL), and Pension Benefit Guaranty Corporation (PBGC) released updates to Form 5500 for 2025 filings.
HR Compliance
BAS Embraces the Spirit of Giving
At BAS, giving back to the community is not just a seasonal tradition—it’s part of who we are.
ACA Reporting
Changes Coming for Employer ACA Reporting
Employers may soon be able to provide ACA forms upon request instead of automatically furnishing them to all employees.
FSA / HRA / HSA
Encourage Employees to Use Their FSA Funds Before Year-End
As the end of the year approaches, it's a great time to remind employees to take full advantage of their Flexible Spending Account (FSA) benefits.
ACA Reporting
Question of the Week – Coverage for an Employee’s Domestic Partner
Q: Is an employer required to offer health plan coverage to an employee’s domestic partner?
Employers
Tips for Employers to Protect Data
During the ninth annual National Tax Security Awareness Week, the IRS and its Security Summit partners identified important steps to reduce the risk of tax scams and identity...
MyEnroll360 Feature
Answers to Administrator Questions about New Hire Enrollment in MyEnroll360
Can an employee complete a new hire open enrollment prior to his date of hire? Generally, employees may enroll in benefits during the 30 days following the date of hire.
Security
Interactive Security Risk Assessment
First introduced in 2014 and recently updated in 2023, the SRA Tool is a free, downloadable desktop application designed to assist organizations in conducting comprehensive...
Employers
New Framework Supports Inclusive AI in Hiring for Disabled Job Seekers
Learn how the AI & Inclusive Hiring Framework ensures accessible, equitable AI hiring practices for all, focusing on inclusion for disabled job seekers.
COBRA
Question of the Week - ICHRA and COBRA Coverage
Q.- We are replacing our standard group health plan with ICHRA coverage. Do we have to offer COBRA to individuals who lose ICHRA coverage for a COBRA qualifying event?
ACA Reporting
Why Applicable Large Employers Must Offer Affordable, Minimum Value Health Plans
Employers that don’t offer affordable, minimum value coverage to full-time employees risk incurring large monetary penalties.
Security
Cybersecurity Skills Practice with the SANS Holiday Hack Challenge
An online holiday-themed security game provides free, hands-on cybersecurity practice.
FSA / HRA / HSA
Direct Deposit for FSA
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
Employers
Publication 15-B: a Key Resource for Employers
The IRS released an updated draft of Publication 15-B providing guidance on the tax treatment of employer-provided benefits.
FSA / HRA / HSA
Question of the Week - HSA Requirements
Q.- We are offering a High Deductible Health Plan with an HSA. What are the requirements for an employee to participate in the HSA?
ACA Reporting
The Importance of Offering Compliant and Comprehensive Medical Plans
Many plans offered by insurance companies fail to meet Minimum Essential Coverage, Minimum Value, and Medicare Part D standards despite appearing to provide robust benefits.
ACA Reporting
ACA Hours Upload in MyEnroll360
Tracking employee work hours is an important part of Affordable Care Act (ACA) compliance.
ACA Reporting
Common Challenges in ACA Reporting and How to Avoid Them
Accurate reporting is important to avoid penalties and ensure compliance. Here are some common challenges in ACA reporting and tips to navigate them effectively.
Security
Cybersecurity Alert: Rising Social Engineering Threats to IT Help Desks
Organizations are increasingly facing cybersecurity threats where attackers use social engineering tactics to bypass security controls.
COBRA
Question of the Week - Distribution of COBRA Initial Rights Notice
Q.- Do we have to mail our COBRA Initial Rights Notice to employees or can we distribute it as part of our benefits enrollment package?
Employers
Required Notices for Employers with Calendar-Year Plans
As employers with calendar-year plans gear up for open enrollment, a critical part of preparation is gathering all required notices for annual distribution to plan participants.
ACA Reporting
Important ACA Compliance Timeframes
Employers who use BAS for ACA data collection and reporting should pay close attention to upcoming compliance dates.
Employers
IRS Releases Draft of Updated Publication 969: Key Changes for Health Savings and Tax-Favored Health Plans in 2025
The IRS updated guidance for various health-related savings accounts and tax-advantaged plans.
Security
New York State Issues Guidance on AI-Related Cybersecurity Risks
The State of New York has issued new guidance addressing the impact of artificial intelligence (AI) on cybersecurity, aimed at entities regulated by the Department of...
COBRA
Question of the Week - COBRA for Employee Who Declined Offer
Q.- A terminated employee declined our COBRA coverage because he quit for another job. He worked that new job for a week and then quit. He did not have health coverage at the new
ACA Reporting
Understanding the Differences Between Code 1A and 1E on Form 1095-C
Two common codes used on Line 14 of the form are Code 1A and Code 1E , which refer to different types of offers and reporting requirements.
Employers
COLA Increase Impacts Benefits
The annual Social Security cost of living adjustment may influence benefit decisions.
Open Enrollment
Plan Open Enrollment Monitoring with MyEnroll360's Benefit Statement Module
Managing open enrollment can be a complex task for HR, but with MyEnroll360's Benefit Statement module, the process becomes a whole lot easier.
COBRA
Question of the Week - Dependent Audit and COBRA
Q.- We just completed a dependent audit and found several dependents who were wrongly enrolled in our health coverage. When we remove the dependents, do we have to offer them
ACA Reporting
Safe Harbor Compliance Review
Employers should review their affordability safe-harbor designations for ACA compliance.
Security
Working From Home? Stay Cyber-Secure
Maintaining company cybersecurity practices is just as important outside the office as it is in the office.
ACA Reporting
ACA Update: Proposed Rules to Enhance Coverage of Preventive Services
Proposed new rules will expand access to preventive services under the Affordable Care Act.
ACA Reporting
End-of-Year Reminder: Entering Hours for ACA
It's important for employers to ensure that all employee hours are accurately captured for ACA compliance.
HR Compliance
HIPAA Compliance and Health Plan Security: Key Updates from HHS
Health plans and employers should review their HIPAA compliance procedures regularly.
FSA / HRA / HSA
IRS Releases 2025 Inflation Adjustments for Employee Benefit Plan Limits
The IRS announced inflation adjustments to employee benefit plan limits for tax years beginning in 2025.
FSA / HRA / HSA
Question of the Week - Changing FSA Election Mid-Year
Q.- Our FSA plan documents include the IRS mid-year change rules. An employee had a baby and now wants to cancel his health FSA contributions. Do we allow this?
FSA / HRA / HSA
Eligible FSA Expenses
BAS offers FSA clients and their employees access to a table identifying expenses eligible for reimbursement.
ACA Reporting
Final ACA Forms and Instructions
As these forms play an important role in Affordable Care Act (ACA) reporting, it’s important for HR professionals to familiarize themselves with any changes and begin...
Security
Protecting Employee Privacy in the Age of Remote Work
As remote work continues, ensuring employee privacy remains a significant concern.
Open Enrollment
Question of the Week - Open Enrollment Requirement
Q.- Our health plans are not changing this year. Do we have to offer an open enrollment?
Employers
State Voting Leave Requirements
With the Presidential election approaching, HR professionals should be aware of state laws requiring employee time off for voting.
Employers
MSP Reporting Requirement Effective Now
The Centers for Medicare and Medicaid Services (CMS) issued final rules imposing civil money penalties on Medicare Secondary Payer (MSP) reporting violations.
Security
Password Managers for Security
Requiring employees to use a password manager is a simple yet powerful step toward safeguarding company data and improving security.
ACA Reporting
Preparing for ACA Compliance
These forms must be distributed to employees and filed with the IRS by early next year, making fall the ideal time to start organizing and ensuring compliance with ACA...
FSA / HRA / HSA
Question of the Week - HRA Reimbursement Timeframes
Q.- What is the maximum time period an HRA can allow for submitting expenses for reimbursement?
COBRA
CCS Commitment to COBRA
BAS, through its affiliated company Cobra Control Services, is deeply invested in providing COBRA services and ensuring accurate COBRA compliance.
ACA Reporting
Pay or Play Penalties under ACA
Some employers may incur penalties if they fail to provide health coverage to at least 95% of their full-time employees.
FSA / HRA / HSA
Question of the Week - HRA Reimbursements
Q.- Can an HRA allow the reimbursement of an expense incurred in a prior year to be reimbursed from the present plan year’s account?
Employers
Reimbursement for Business Travel
The IRS has introduced new per diem rates for business travel beginning October 1, 2024.
ACA Reporting
Increase in 2025 Affordability Percentage
The IRS released the percentage number health plans must use in 2025 to determine if the cost of coverage is affordable for ACA compliance.
Employers
Question of the Week - Medicare Part D Notice of Creditable Coverage
Q.- We have a fully insured health plan. Do we still need to distribute a Medicare Part D Notice of Creditable Coverage?
Billing
Retiree Premium Billing with BAS
BAS offers a complete, worry-free Retiree Premium Billing Solution! BAS’ retiree billing provides seamless retiree premium billing services on one platform.
Security
Security Update: HR's Role in Preventing Phishing Attacks
HR professionals play a key role in maintaining workplace cybersecurity by educating employees about the risks of phishing and the importance of staying vigilant when it comes to
Employers
State Required Leave for School Events
Several states have laws requiring employers to provide leave for parents to attend their children's school events.
ACA Reporting
Instructions for 2024 Forms 1094/1095-B
These forms are used to report information about individuals who are covered by minimum essential coverage (MEC) during the tax year.
Billing
BAS Leave of Absence Billing and Collection Services
Processing insurance premiums starts with effective billing and collection practices.
HR Compliance
Cybersecurity Compliance and Health Plans
The government released confirmation that its cybersecurity guidance applies to health plans.
FSA / HRA / HSA
Question of the Week - Dependent Care FSA and Health Care FSA
Q.- An employee said she put too much money into her dependent day care FSA and wants to be reimbursed from that account for some medical expenses she paid for her child. Is that
Employers
Timekeeping Tracking Assistance
The U.S. Department of Labor has a free Timesheet App designed to help employees and employers track work hours.
HR Compliance
BAS Account Setup and Implementation
BAS ensures a thorough, communicative and comprehensive implementation process for all services and accounts.
Employers
Medical Loss Ratio (MLR) Rebates: A Guide for Employers
The Medical Loss Ratio provision of the Affordable Care Act (ACA) requires health insurers to spend a certain percentage of premium dollars on healthcare services and quality...
HR Compliance
New HIPAA Rule on Protected Health Information and Reproductive Health Care
The Department of Health and Human Services (HHS) issued a final rule that impacts employer-sponsored group health plans and their business associates (“Covered Entities").
COBRA
Question of the Week - New Company and COBRA
Q.- If a company is new, is it subject to COBRA this year? They would have had 0 employees for 50% of 2023.
FSA / HRA / HSA
Understanding FSAs, HRAs, and HSAs
The three types of account-based medical plans have distinct features, benefits and requirements.
Security
CISA’s Recommendations for HR Professionals
CISA has a list of free cybersecurity services and tools available from government and industry partners.
ACA Reporting
The Educational Exception for Counting Full-Time Hours Under the Affordable Care Act
With teachers returning from summer break, this is a good time to recall the educational exception for counting full-time hours under the ACA.
FSA / HRA / HSA
Question of the Week - Using Health FSA for Massage Treatments
- Can I get reimbursed from my health FSA for a massage? If the massage is for a medical reason, it is eligible for reimbursement from your health FSA.
MyEnroll360 Feature
Tracking Changes to Records in MyEnroll360
MyEnroll360 provides the ability for administrators to view reports identifying changes made to employees’ records.
COBRA
Understanding the Interplay Between COBRA and USERRA for Continuation of Health Coverage
COBRA and USERRA each provide options for continuing health coverage upon certain loss of coverage events.
Employers
Document Reference Library in MyEnroll360
MyEnroll360 provides employers the ability to create a comprehensive reference library for centralizing Human Resources documents.
HR Compliance
HR Should Encourage End-of-Summer Tax Checkup
As the summer winds down, the IRS is urging taxpayers to review and update their tax withholding or estimated payments to prevent unexpected tax bills next year.
Employers
Question of the Week - Labor Day and Work
- Are we allowed to require some employees to work on Labor Day? - Yes, there are no federal rules requiring Labor Day to be provided as a non-work day.
ACA Reporting
Reminder of the Affordable Care Act's Employer Shared Responsibility Provisions
ALEs must offer affordable minimum essential coverage that provides minimum value to their full-time employees (and their dependents) or potentially make an employer shared
HR Compliance
The Importance of Facility Access Controls in Security Compliance
As cyber threats increase, ensuring physical security measures are in place is just as important as protecting against digital breaches.
HR Compliance
HR and NIST Requirements for Vendor Management
Understanding NIST security requirements is essential for HR professionals who play a role in selecting, managing, and monitoring vendor relationships.
ACA Reporting
Key ACA Tax Provisions for Employers
The size and structure of your workforce play an important role in determining which provisions of the ACA apply to your business.
COBRA
Question of the Week - COBRA for Spouse
Q.- An employee dropped her husband from health coverage at our open enrollment. Now the husband is asking to continue his coverage under COBRA. Should we have sent him a COBRA
Reporting
VETS Reporting Open and Due Soon
Many employers are required to report affirmative action initiatives to hire veterans.
Security
BAS Ongoing Privacy and Security Training
Benefit Allocation Systems prioritizes data security through its annual privacy and security refresher training for employees.
ACA Reporting
Determining Full-Time Status Under the Affordable Care Act: Monthly Measurement Method vs. Look-Back Measurement Method
There are two different formulas an employer may use to determine if an employee must be offered health coverage.
Employers
MyEnroll360 Life Event Module
MyEnroll360 can help employers manage life events to ensure only permitted, approved changes are allowed.
COBRA
Options and Best Practices for Collecting Premium Payments for Benefits During FMLA Leave
Collecting premium payments for benefits provided during FMLA leave does not have to be a challenge.
Employers
Question of the Week - Small Employer Health Coverage
Q.- We are a small employer with 22 employees. We offered our employees a health insurance plan last year but it is costly for us and we don’t want to offer it next year. Is that
HR Compliance
Enhancing Employee Well-Being: The Importance of Offering Wellness Benefits
As HR professionals, one of our primary goals is to foster a supportive and productive workplace environment.
ACA Reporting
Important Topic for Employers: Ensuring Accurate Data Collection for ACA Reporting
Employers can follow these tips to ensure they collect accurate and comprehensive data for ACA reporting.
HR Compliance
New Hire Waiting Period Management in MyEnroll360
Employers understand the importance of managing new hire waiting periods efficiently and precisely.
Security
Phishing Emails
In today's digital age, phishing emails have become a pervasive threat to organizations worldwide, putting sensitive data and company security at risk.
Employers
Question of the Week - PTO for New Child
Are we required to give paid time off to an employee who has a baby? Under the Family and Medical Leave Act (FMLA), eligible employees are entitled to take...
HR Compliance
Best Practices for HR Professionals Using AI Tools
While AI offers significant benefits, it is important to be aware of the security implications of sharing sensitive data.
ACA Reporting
Understanding the ACA Requirement for Reporting Social Security Numbers on IRS Form 1095-B/C
with Our Affordable and Accurate Solution One of the key administrative aspects of the Affordable Care Act (ACA) that HR professionals must navigate is the requirement to...
MyEnroll360 Feature
MFA for MyEnroll360
MyEnroll360 employs Multi-Factor Authentication (MFA) for enhanced security. This robust security feature reinforces protection for administrators and employees.
COBRA
Question of the Week - FMLA and COBRA
Q.- We give employees a choice of paying for medical coverage with after-tax money during an FMLA leave or reimbursing us for premiums when they return from leave. An employee
Employers
Termination Access Controls in MyEnroll360
Control is critical for managing employee terminations and coverage adjustments.
HR Compliance
Enhancing Employee Benefits
Enhanced benefits offerings are important for attracting and retaining top talent.
COBRA
Find QELs in MyEnroll360
MyEnroll360 offers quick and easy access to COBRA qualifying event letters, streamlining benefits management for HR.
HR Compliance
HHS Settles HIPAA Security Violations with Healthcare Provider Following Ransomware Attack
The Department of Health and Human Services (HHS) reached a settlement over potential HIPAA Security Rule violations following a ransomware attack on a healthcare provider...
ACA Reporting
Navigating the PCORI Fee: Key Insights for HR Professionals
Sponsors of self-funded health plans must pay the required PCORI fee by July 31.
COBRA
Question of the Week - Changing COBRA Vendor
Q.- We are changing COBRA vendors September 1 and we just offered a former employee COBRA coverage. Do we have to give the full election period since we are changing vendors? We
HR Compliance
BAS Cares: Making a Difference at Mitzvah Circle
BAS’ community service team, “BAS Cares,” recently volunteered at Mitzvah Circle, a local non-profit dedicated to providing hope and restoring dignity to individuals and...
HR Compliance
Conducting a HIPAA Risk Assessment: Essential Steps for HR Professionals
Safeguarding health information is not just a best practice—it is a requirement under the Health Insurance Portability and Accountability Act (HIPAA).
Employers
DOL Guidance on FMLA Leave
Department of Labor released an informative PowerPoint presentation on the Family and Medical Leave Act.
ACA Reporting
IRS Releases Draft Versions of 2024 ACA Reporting Forms
The IRS released draft versions of IRS Forms 1095-B, 1095-C, 1094-B, and 1094-C for the 2024 reporting year.
COBRA
Question of the Week - COBRA for Enrollment Error
Q.- We just discovered that two employees were enrolled in our health coverage effective 1/1/2024 but they did not elect to be covered. Our HR admin sent their information to our
ACA Reporting
BAS’ ACA Compliance and Data Entry
With its user-friendly compliance tools, BAS takes the stress out of ACA administration, providing robust support for record-keeping, tax forms, and IRS e-filing.
Security
Importance of Multi-Factor Authentication for Workplace Security
In today’s digital-first environment, safeguarding sensitive company and personal information is top of mind.
Employers
Navigating Educational Assistance Programs: A Guide for HR Professionals
New IRS guidance on Educational Assistance Programs provides welcome direction for employers.
COBRA
Question of the Week - COBRA for Foreign Companies
Q.- Our company is based in the United Kingdom. We have a small U.S. workforce of 8 employees. Do we need to offer someone COBRA when they terminate employment since fewer than 20
ACA Reporting
Understanding Health Plan Waiting Periods for ACA Compliance
The ACA sets specific guidelines that employers must follow to ensure their health plans comply, particularly when it involves the timing of employee enrollment.
HR Compliance
Empowering Small Businesses with Resources from Benefits.gov
Small business owners face many challenges, particularly relating to employee benefits and financial resources.
Security
Essential Security Steps for HR Teams to Protect Employee Information
In today’s digital age, Human Resources (HR) departments hold an important responsibility in safeguarding employee information.
COBRA
Question of the Week - COBRA Disability Extension
Q.- Does a COBRA disability extension apply to dental and vision coverage, or is it for medical/Rx only?
FSA / HRA / HSA
The Benefits of Direct Deposit for FSA and HRA Reimbursements
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
Understanding the Employer Mandate Under the Affordable Care Act
Certain employers must offer health coverage to their employees or pay tax penalties.
ACA Reporting
The Importance of Accuracy in ACA Form 1094/1095 Reporting
These forms, which report health coverage information to the IRS and communicate whether employers are meeting their obligations under the ACA, carry significant implications...
HR Compliance
HHS Updates HIPAA Breach FAQs
Department of Health and Human Services’ Office for Civil Rights (OCR) recently updated its FAQs on their webpage regarding the cybersecurity incident at Change Healthcare, a...
MyEnroll360 Feature
Managing Location Billing Invoice Recipients
BAS clients enrolled in Location Premium Billing Services, along with their authorized insurance brokers, possess the ability to oversee the distribution of monthly location...
COBRA
Question of the Week - EAP and COBRA
Q.- We have an employee assistance plan (EAP) for our employees. Do we have to offer employees the right to continue participating in the EAP under COBRA?
Employers
Upcoming Medicare Part D Prescription Drug Changes
Changes to Medicare Part D will impact some employers’ creditable coverage status.
Employers
Dependent Eligibility Audits
Dependent eligibility audits save employers valuable benefit dollars and resources.
ACA Reporting
Navigating ACA Compliance for Summer Help
Understanding how the ACA works with temporary summer employees is important to avoid penalties and ensure smooth HR operations.
COBRA
Question of the Week - COBRA After Dependent Eligibility Audit
Q.- We conducted a dependent eligibility audit and found about 30 people who were enrolled in our health plan as a dependent but didn’t meet the plan’s eligibility requirements.
Employers
Updated Publication 15-B
Publication 15-B helps employers understand the tax implications of various employee benefits.
HR Compliance
Updating Compliance: The FTC Enhances Health Breach Notification Rules for Non-HIPAA Entities
The HIPAA Breach Notification Rule requirements have been updated and now require certain entities to notify individuals, the FTC, and sometimes the media about breaches of
Employers
AI and Employment Actions
The Department of Labor (DOL) issued Field Assistance Bulletin (FAB) 2024-1, providing guidelines on the use of artificial intelligence (AI) in administering the Fair Labor...
COBRA
Avoid COBRA Complaints with CCS
When administering COBRA, it is important to have a trusted partner who knows the COBRA rules and requirements.
COBRA
Question of the Week - Paying for COBRA
How long does a former employee have to pay for COBRA coverage? An individual who is eligible for COBRA has 60 days to elect COBRA and 45 days from the date...
ACA Reporting
Review Offers of Coverage After OE
It is important to review open enrollment offers and elections to ensure ACA compliance.
ACA Reporting
IRS Seeks Comments on ACA Reporting Forms
with Our Affordable and Accurate Solution The Internal Revenue Service (IRS) is the key player in the administration of the Affordable Care Act (ACA), primarily through its...
COBRA
Notice Requirements under COBRA
Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), group health plans are required to provide covered employees and their families with detailed notices...
COBRA
Question of the Week - Multiple Coverage and COBRA
Q.- A person is enrolled in a group health plan with Company A for many years and then gets a second job with Company B and enrolls in their group health plan as well (having dual
Employers
Reports to Track OE Progress
Employers with fiscal year plans may be actively engaged in 2024 Open Enrollment.
Security
Creating and Maintaining a Written Information Security Plan (WISP) for Data Safety
With the rise of data security incidents, businesses are encouraged to maintain a Written Information Security Plan.
HR Compliance
Noncompete Agreements are Challenged
Federal Trade Commission (FTC) enacted a final rule banning most new noncompete clauses in employment contracts.
COBRA
Question of the Week - Second Qualifying Event Notice
Q.- A COBRA continuant wants to extend her 18 months of COBRA due to divorce, but she didn’t tell us about the divorce until her 18 months of COBRA is finishing. Do we have to let
ACA Reporting
Understanding the Affordable Care Act's Employer Mandate and Compliance Obligations
Employers should understand ACA compliance and look out for common mistakes that may lead to tax penalties.
Employers
MyEnroll Library Repository
MyEnroll360 allows you to create a comprehensive reference library of Human Resources documents.
Employers
New EEOC Rule Strengthens Workplace Protections for Pregnant Workers
There is a new rule employers must follow to comply with the Pregnant Workers Fairness Act.
Employers
Offering Coverage to New Hires
If a newly hired employee is hired into a full-time position (reasonably expected to be a full-time employee), the newly hired employee is automatically considered a...
COBRA
Question of the Week - Domestic Partners and COBRA
Q.- We are revising our health plan eligibility requirements and will no longer cover domestic partners. Do we have to offer a COBRA election to the covered domestic partners who
Employers
Security During Natural Disasters
The Internal Revenue Service (IRS) emphasizes the importance of safeguarding tax and financial information as part of disaster preparedness.
FSA / HRA / HSA
Important Updates to Health Savings Accounts and Health Reimbursement Accounts for 2025
Earlier today, the IRS announced updated inflation-adjusted figures for Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs).
ACA Reporting
Nondiscrimination Rules Changed for ACA
Test results in 48-hours*! The government has finalized updates to Section 1557 of the Affordable Care Act (ACA), focusing on enhancing and reinstating nondiscrimination policies.
HR Compliance
OCR Updates Guidance on HIPAA Tracking Technologies
Department of Health and Human Services (HHS) recently revised its guidance on the use of online tracking technologies by Health Insurance Portability and Accountability Act...
COBRA
Question of the Week - Enrollment After COBRA
Q:- If a member exhausts COBRA, how long do they have to enroll onto their new employer’s medical plan (assuming the waiting period was satisfied)?
Employers
EEO-1 Data Collection: Guidelines and Deadlines for Employers
Employers across the United States are gearing up for the upcoming EEO-1 data collection procedure, a critical aspect of ensuring equal employment opportunities.
HR Compliance
Ensuring Health Coverage for Full-Time Employees
The importance of reviewing full-time hour measurement period results cannot be overstated.
HR Compliance
IRS Warns of Fake Charities Exploiting Generosity in 'Dirty Dozen' Scam Alert
The IRS has issued a warning as part of its annual "Dirty Dozen" tax scams, alerting individuals about the prevalence of fake charities exploiting people's generosity,...
Open Enrollment
MyEnroll360 Reports for Open Enrollment Tracking
MyEnroll360 includes a robust selection of reports to track activity during New Hire and Annual Open Enrollment Periods.
Question of the Week
Question of the Week - Changing Insurance Premiums
Q.- Can we increase the premiums we charge employees for health coverage throughout the year?
Security
CISA’s Free Cybersecurity Resources
CISA offers cybersecurity tools along with a database of free resources to help employers bolster their security posture.
Employers
New Overtime Salary Rule
A new DOL Rule requires employers to either re-classify or increase salaries for some exempt employees by July 1.
COBRA
Premium Billing Solutions with MyEnroll360
of their retirement benefits such as medical, dental, vision, life insurance and other benefits, BAS’ retiree premium billing provides all the services you need to...
COBRA
Question of the Week - Aging Out and COBRA
Q.- We are struggling with how we are to know when dependents turn 26 and lose coverage under our health plan. Are we required to track dependent ages and provide COBRA notices to
ACA Reporting
Understanding Letter 226-J: IRS Notices for Employer Shared Responsibility Penalties
Applicable Large Employers (ALEs) are required to offer affordable health coverage to their full-time employees or pay a tax penalty.
FSA / HRA / HSA
Comparing HRAs and HSAs
Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) are both popular tools for managing healthcare expenses, but they have distinct features and...
Security
IRS Dirty Dozen: Phishing and Smishing
The IRS has launched its annual Dirty Dozen campaign, urging taxpayers to beware evolving phishing and smishing scams targeting sensitive taxpayer information.
ACA Reporting
Question of the Week - ACA Transmission: Accepted with Errors
Q.- We transmitted our Forms 1095 to the IRS timely, but our vendor just told us the submission was “Accepted with Errors.” What does that mean?
ACA Reporting
Special Enrollment Events for ACA Marketplace Coverage
with Our Affordable and Accurate Solution The HealthCare Reform Special Enrollment Period (SEP) allows individuals to enroll in an Affordable Care Act Marketplace plan or...
Employers
Streamlining HR Document Management with MyEnroll360's Reference Library Feature
MyEnroll360 offers employers the capability to establish a comprehensive repository for organizing Human Resources materials.
ACA Reporting
Challenges and Solutions for ACA Data Collection
One of the most prevalent issues is data discrepancies, where inconsistencies or inaccuracies arise between different sources of information.
Security
IRS Warns of Tax Scams in Annual Dirty Dozen List
The Internal Revenue Service (IRS) has launched its annual Dirty Dozen list, cautioning taxpayers about evolving phishing and smishing scams aimed at stealing sensitive...
MyEnroll360 Feature
MyEnroll360's Mass Email Manager
Effective communication with employees is important, especially during critical periods like open enrollment.
ACA Reporting
Question of the Week - Are there penalties for late ACA filings?
Q.- We didn’t realize we had to file our ACA forms electronically and our paper forms were not accepted by the IRS. Are there penalties for filing late?
Employers
What Employers Need to Know for Prescription Drug Data Collection (RxDC)
The Prescription Drug Data Collection (RxDC) program, established by the Consolidated Appropriations Act of 2021, requires insurance companies and employer-based health plans...
COBRA
Class Action Settlement: Former Employees Allege Misleading COBRA Notices
Employers should make certain their COBRA notices do not intimidate or mislead continuants.
COBRA
Question of the Week - COBRA for Change in Status
Q.- Do we need to send a COBRA notice to an employee’s child who turns age 26 and ages out of our plan? The employee clearly knows our plan’s eligibility requirements and knows
Security
Recent Healthcare Security Incident
HR departments doing business with UnitedHealth Group (UHG) are probably aware of the cyber incident experienced by the company.
Dependent Audits
Streamlining Dependent Audit Administration with MyEnroll360
Tailored Process BAS offers a flexible approach encompassing full-population audits, communication strategies, documentation management, and reporting, tailored to meet your...
Employers
Tips for Tracking Variable Hour Employees
It’s important to have a process for tracking hours for employees with varying work schedules.
COBRA
COBRA Overview
COBRA, the Consolidated Omnibus Budget Reconciliation Act, ensures individuals covered by employer group health coverage are able to continue that coverage upon the...
ACA Reporting
Form 1094 Transmission Deadline
Employers subject to the employer shared responsibility provisions of the Affordable Care Act should have distributed their 1095 Forms to full-time employees and covered...
HR Compliance
OCR Reports to Congress on HIPAA Compliance and Breaches of Unsecured Protected Health Information
Department of Health & Human Services Office for Civil Rights (OCR) recently issued two reports to Congress on Health Insurance Portability and Accountability Act of 1996...
Question of the Week
Question of the Week - Mid-Year Enrollment for Health Coverage
Can an employee enroll in our health plan in the middle of a year? That depends. If you allow premiums to be paid on a pre-tax basis through a cafeteria...
FSA / HRA / HSA
Change in Pennsylvania Tax Treatment of Dependent Care Expenses
Dependent Care Flexible Spending Account (DCFSA) plans offer a valuable tool for employees to manage childcare expenses while enjoying significant tax benefits.
HR Compliance
Enhancing Benefits Administration Efficiency: MyEnroll360's New Hire Waiting Period Management
MyEnroll360 provides configurable controls for managing new hire benefit waiting periods.
HR Compliance
New Guidance on Tracking Technologies and HIPAA
Department of Health and Human Services' Office for Civil Rights (OCR) recently issued a Bulletin emphasizing the obligations of HIPAA covered entities and business...
FSA / HRA / HSA
Question of the Week - Allergy Medicine
Q.- Can I get reimbursed from my health flexible spending account plan for over-the-counter allergy nasal spray?
ACA Reporting
State ACA Reporting Requirements
Some employers may have to transmit information about offers of health coverage to their state in addition to the federal ACA reporting requirement.
Employers
BAS' Electronic Data Interchange (EDI) Service: Streamlining Employee Data Management
BAS revolutionizes data management with its Electronic Data Interchange (EDI) module, seamlessly integrated into MyEnroll360.
ACA Reporting
Changes to ACA ESRP Penalty Amounts
These provisions mandate that certain employers offer affordable health insurance coverage to their full-time employees and their dependents.
HR Compliance
Enhancing Cybersecurity: New Guidance for HIPAA Compliance and Risk Management
The Department of Health and Human Services (HHS) and the National Institute of Standards and Technology (NIST) released new guidance, SP 800-66 Revision 2, aimed at...
Employers
Importance of Cafeteria Plan Nondiscrimination Testing
Cafeteria plans should be tested to make sure they are not favoring highly compensated employees.
COBRA
Question of the Week - Paying for COBRA Coverage
- Are third parties allowed to pay for someone’s COBRA coverage? - There are no restrictions on who can pay the premium for COBRA coverage.
ACA Reporting
Electronic Filing for ACA Forms
Most employers will have to transmit their 2023 Forms 1095 to the IRS electronically.
HR Compliance
HIPAA Breach Sparked by Rogue Employee
Employers should monitor security protocol for employees with access to personal data.
FSA / HRA / HSA
IRS Reminder: Non-Medical Health Expenses Not Eligible for Reimbursement
Expenses for food, general good health, and wellness may not be reimbursed from a FSA, HSA, HRA, or MSA.
FSA / HRA / HSA
Question of the Week - HSA Reimbursement Time Limits
Q.- Do employees who contribute to an HSA have to request reimbursement within a specific time period?
Billing
Retiree Billing Solution
BAS offers a complete, worry-free Retiree Premium Billing Solution! BAS’ retiree billing provides Seamless retiree premium billing services on one platform.
ACA Reporting
1095 Forms Due Tomorrow!
Applicable Large Employers and Employers with self-funded health plans must prepare and distribute Forms 1095.
HR Compliance
Another Compliance Date - HIPAA Breach Notifications Due Today!
Covered entities experiencing a breach of unsecured protected health information must report the breach to the OCR.
ACA Reporting
BAS' Optimized ACA Employee Hours Upload: Streamlining Compliance Efforts
Streamline ACA compliance with BAS' MyEnroll360 for easy tracking, error reports, and real-time updates.
Employers
Calendar Year Plan Medicare Part D Disclosure Due Today!
Employers offering prescription drug coverage to Medicare-eligible individuals must disclose plan creditable status information to CMS annually.
Question of the Week
Question of the Week - HSA and Tax Filing
Q.- We offer a high deductible health plan with health savings account. We forward employee contributions to the HSA vendor but do not have any information about claims
ACA Reporting
Addressing Employee Inquiries about Affordable Care Act Reporting
Here are common questions employees may ask and suggestions on how to respond: What is Form 1095-C?
Employers
Manage Employee Contacts In MyEnroll
MyEnroll360 offers an Emergency Contact module which simplifies the collection and management of important employee contact information.
Security
Prioritizing Security in HR Practices
In today's digital age, prioritizing security is paramount for HR professionals to safeguard sensitive employee data and protect against cyber threats.
COBRA
Question of the Week - FSA Carryovers and COBRA
Q.- We know if our Health FSA meets certain requirements and if a terminating employee has been reimbursed from his FSA more than the amount he has to contribute for the rest of
HR Compliance
The Importance of Updating HR on Life Changes
As HR professionals, we understand the pivotal role that accurate employee information plays in payroll processing and benefits administration.
Security
HR Guidance: Empowering Your Workforce Against Tax Season Cyber Threats
As tax season approaches, HR professionals take the lead in ensuring their workforce is well-informed and prepared to counter potential online scams and identity theft risks.
HR Compliance
HR Professionals Guide for DOL Poster Compliance
Understanding these requirements is essential for HR professionals to ensure their organization remains in adherence to applicable labor laws.
ACA Reporting
HR Tasks and Form 1095-C: Demystifying Line 16
with Our Affordable and Accurate Solution As the deadline for furnishing Form 1095-C approaches, HR professionals are gearing up for the meticulous task of completing Lines...
COBRA
Question of the Week - COBRA for Over Age Dependent
Q.- Do we have to send a COBRA notice to an employee’s son who turned 26 and can no longer be covered under our medical plan?
Employers
Changes to FMLA Notice Requirement Fact Sheet
Department of Labor Updated its Fact Sheet addressing Notification Requirements under the Family and Medical Leave Act (FMLA).
FSA / HRA / HSA
Get FSA Reimbursements by Direct Deposit
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
HR Tasks and Form 1095-C: Demystifying Line 14
with Our Affordable and Accurate Solution As the deadline for furnishing Form 1095-C approaches, HR professionals are gearing up for the meticulous task of completing Lines...
ACA Reporting
Question of the Week - Furnishing Form 1095-C
Q.- Is there a penalty if we don’t distribute Forms 1095-C to our full-time employees by the due date?
Security
Safeguarding Your Work Inbox: A Guide for Click-Wise Employees
In the ever-evolving landscape of cybersecurity, HR professionals play an important role in fostering a culture of vigilance among employees.
ACA Reporting
ACA Timing Guide for HR Professionals
Understanding the reporting timeframes is critical to ensure accurate and timely form distribution and IRS submissions.
FSA / HRA / HSA
BAS’ Nondiscrimination Testing Services
Discover seamless nondiscrimination testing with our streamlined services. Simplifying data collection is at the core of what we do.
Employers
The Potential of Employer.gov
HR professionals must constantly stay abreast of rules and regulations impacting the workforce.
FSA / HRA / HSA
Question of the Week - Wrong Election to Participate in DFSA
Q.- An employee enrolled in our Dependent Care FSA during open enrollment. He didn’t realize what the plan was and he doesn’t have any children. Can we cancel his election and
Security
Safeguarding HR Data in Secure Online Storage
Human Resources data serves as the lifeblood of organizational operations and ensuring its security is non-negotiable.
COBRA
ACA Reporting: How to Address COBRA Continuants
Employers should know their ACA compliance responsibilities for COBRA continuants.
Employers
Billing During Employee Leaves of Absence
BAS can bill, collect, and remit benefit premiums for employees on short-term, unpaid leaves of absence.
Security
Guarding the Gateway: The Importance of Securing Employee Passwords
In the digital age, where technology serves as the backbone of organizational operations, the significance of robust cybersecurity practices cannot be overstated.
Employers
Independent Contractor Final Rule
The DOL released a final rule setting guidance to distinguish between employees and independent contractors.
FSA / HRA / HSA
Question of the Week - Health FSA Upfront Reimbursement
Q.- We started offering employees the ability to contribute to a health flexible spending account beginning 1/1/2024. An employee just submitted her first expense reimbursement
COBRA
Quality COBRA Administration Service from BAS/CCS
Everything you need in the cloud for COBRA administration & compliance notifications, premium billing and collection, so you can concentrate on your business and leave the rest to
ACA Reporting
Deadline Approaching for California Health Coverage Compliance
In California, compliance with health coverage regulations is important for residents and employers alike.
Employers
Health Plan Coverage Reporting on Form W-2
Some employers must identify the cost of employer-provided health coverage on employees’ W-2 Forms.
Security
Mitigating Security Risks: HR's Guide to PDF Document Safety
HR departments should alert employees to the security risks of clicking on unsolicited PDF attachments.
COBRA
Question of the Week - ICHRA and COBRA
Q.- We contribute to an Individual Coverage Health Reimbursement Account for our employees to purchase their own health coverage. Do we have to offer COBRA for the benefit?
MyEnroll360 Feature
Change Reports in MyEnroll360
MyEnroll360 allows administrators to view changes made to their employees’ records.
Employers
Demystifying Fringe Benefits: IRS Publication 15-B
The IRS updated Publication 15-B explaining the tax treatment of fringe benefits.
HR Compliance
HIPAA Resolution Agreement for Phishing Cyberattack
Department of Health and Human Services' (HHS) Office for Civil Rights (OCR) reached a resolution agreement involving a phishing cyberattack.
FSA / HRA / HSA
Question of the Week - FSA Reimbursement for Parking
Q.- Can an employee be reimbursed for the parking lot charge at his doctor’s office?
ACA Reporting
The Importance of Reviewing Form 1095-C
with Our Affordable and Accurate Solution In the intricate realm of HR management, ensuring compliance with the Affordable Care Act (ACA) is not just a legal obligation but a...
ACA Reporting
ACA Central Application
BAS’ MyEnroll360 includes an ACA Central repository for Affordable Care Act data collection and reporting clients.
FSA / HRA / HSA
Leveraging IRS Publication 503 for Dependent Day Care Flexible Spending Account Plans
As we embark start the new year, the HR community should pay attention to the recently released 2023 version of IRS Publication 503, particularly in the context of Dependent...
Security
QR Codes: Unveiling the Security Risks You Need to Know
In the age of technological advancements, QR codes have become ubiquitous in streamlining processes and enhancing user experiences.
ACA Reporting
Question of the Week - Electronic Transmission of ACA Forms
Q.- We send about 55 Forms 1095-C to our employees. We have always mailed copies of the forms to the IRS with Form 1094-C. Someone mentioned that we might not be able to mail the
ACA Reporting
Reminders for ACA Compliance in the New Year
At the beginning of the new year, businesses must gear up for Affordable Care Act compliance.
Employers
Electronic Distribution of Forms 1095
Employers should consider the benefits of sending ACA 1095 Forms electronically.
FSA / HRA / HSA
Maximizing Your FSA Benefits: A Year-End Guide for Employees
At the end of the year, HR Professionals should encourage employees to use any remaining Health FSA balances.
ACA Reporting
Question of the Week - Teachers and Winter Break for ACA Hours
Q.- Do our teachers become part-time employees for Affordable Care Act purposes when they are out of school for winter break?
Security
VPN for Company Security
A virtual private network (VPN) is important to protect against cyber intruders when working remotely.
HR Compliance
HHS Settlement: HIPAA Violations upon Ransomware Attack
Department of Health and Human Services (HHS) entered into a settlement agreement on October 31, 2023 with a Massachusetts-based medical management company.
ACA Reporting
Important ACA Compliance Timeframes
If you use BAS for your ACA data collection and reporting, please pay close attention to upcoming compliance dates.
ACA Reporting
Navigating Affordable Care Act Compliance for Employers: Understanding Controlled Groups
Employers should review their affiliated companies to determine if they are part of a controlled group and subject to ACA requirements.
COBRA
Question of the Week - Small Employer for COBRA
Q.- We just hired 4 employees this week and now we have 23 employees. Before this week we never had more than 19 employees. One employee also quit. Do we have to offer that
HR Compliance
The Latest Changes to Form 5500
Filing Obligations for Healthcare Plans: Pension and welfare plans covering 100 or more participants must file the Form 5500 annually.
FSA / HRA / HSA
BAS Provides Well-Trusted Health FSA Administration
Health FSA Basics A Health Care Flexible Spending Account (HFSA) allows you to set aside a portion of your salary, before-tax, to reimburse certain amounts you pay for...
Security
Boosting Cyber Resilience: A Business Continuity Solution
Information was released to help organizations quickly and securely restore critical business functions after a cyber incident.
ACA Reporting
Opt-Out Payments for ACA
Employers offering opt-out payments to employees who decline health coverage must verify that these employees have alternative insurance.
Question of the Week
Question of the Week - Second Qualifying Event for Medicare
Q.- Our employee was offered medical, dental and vision coverage under COBRA. He elected only medical and vision. He is now eligible for Medicare. Is he now eligible for an 18
HR Compliance
Understanding Form W-4: A Guide for HR Professionals
As an HR professional, navigating tax-related documents is important for ensuring seamless payroll processing for employees.
ACA Reporting
ACA and Documenting Offers of Coverage
One of the important aspects of ACA compliance is documenting offers of health coverage made to employees.
Security
New #StopRansomware Guide: Strengthening Cybersecurity Defense
A comprehensive guide gives employers strategies to safeguard against ransomware attacks.
Open Enrollment
Question of the Week - Open Enrollment Requirement
Do we have to hold an open enrollment each year? Cafeteria plan sponsors must give employees an annual election opportunity; large ACA employers must provide effective access to
MyEnroll360 Feature
Streamline HR Operations with MyEnroll360's EDI Capabilities
MyEnroll360 makes HR processes easy, offering Electronic Data Interchange and Application Programming Interfaces to seamlessly transfer enrollment data to insurance carriers and
Employers
The Rehabilitation Act: Encouraging Inclusivity in the Workplace
The Rehabilitation Act empowers employers to foster an inclusive work environment.
ACA Reporting
ACA Employee Hours Upload
Employers must offer minimum essential, affordable health coverage to their full-time employees or pay a tax penalty.
Security
AI Regulations Coming
The Biden Administration issued a first-of-its-kind Executive Order addressing artificial intelligence (AI).
ACA Reporting
More Employers Must File ACA Returns Electronically
Employers must disclose coverage and offers of coverage on an IRS form furnished to full-time employees and covered employees.
COBRA
Question of the Week - FMLA and COBRA
Q.- We have an employee going on FMLA leave. Do we give her a COBRA notice when she takes her leave?
Employers
Understanding Medicare Secondary Payer Reporting
Employers offering health insurance to their employees must understand the Medicare Secondary Payer (MSP) reporting requirements.
FSA / HRA / HSA
2024 Contribution Limits for Health and Welfare Plans
The IRS released the adjusted health and retirement plan contribution limits for 2024.
Security
New Guidance from Leading Agencies: Combat Phishing Attacks Effectively
Keep your information protected with MyEnroll 360 In a collaborative effort, the Cybersecurity Infrastructure and Security Agency (CISA), the National Security Agency (NSA),...
COBRA
Question of the Week - Second Qualifying Event for Child
Q.- Our former employee and her child were offered COBRA coverage. The employee declined coverage but the child elected and became a qualified beneficiary. The child had 18 months
FSA / HRA / HSA
Simplifying Flexible Spending Account Eligible Expenses
BAS' FSA Eligible Expense Table helps employees and administrators quickly determine which expenses qualify for FSA reimbursement, streamlining the claims process.
Employers
Summary of Benefits And Coverage Requirements
The Summary of Benefits and Coverage (SBC) is an ACA-required document that provides standardized health plan information to employees during open enrollment and upon request.
Employers
Understanding Medicare Secondary Payer (MSP) Reporting
Find out what services BAS can help you with. Employers offering health insurance to their employees must understand the Medicare Secondary Payer (MSP) reporting requirements.
ACA Reporting
Demystifying the PCORI Fee: What HR Professionals Need to Know
As HR professionals navigate the intricate landscape of healthcare compliance, one term that frequently arises is the PCORI fee.
Employers
EEOC Proposes New Workplace Harassment Guidance
Updated EEOC guidance helps employers understand evolving standards for preventing workplace harassment and managing employer liability under federal anti-discrimination law.
Open Enrollment
Maximizing Plan Open Enrollment Monitoring with MyEnroll360's Benefit Statement Module
Managing open enrollment can be a complex task for HR, but with MyEnroll 360 's Benefit Statement module, the process becomes a whole lot easier.
HR Compliance
NIST's Revised Guidelines: Enhancing Healthcare Cybersecurity Compliance
As guardians of employees' well-being, employers know the critical importance of safeguarding healthcare data.
Employers
Question of the Week - Summary of Material Modifications
Q.- Do we have to provide a Summary of Material Modifications during Open Enrollment?
HR Compliance
Business Associate Agreements
Understanding when to enter into a Business Associate Agreement is important for HR Professionals.
Employers
Enhanced Control Over Employee Termination Rights in MyEnroll360
In the realm of benefits administration, precision and control are important, especially when it comes to managing employee terminations and coverage adjustments.
ACA Reporting
Full-Time or Not Full-Time
Employers must be able to identify their full-time employees for ACA compliance.
HR Compliance
L.A. Care Health Plan's HIPAA Settlement: Lessons for HR Professionals
A recent HIPAA settlement serves as a critical reminder of the importance of HIPAA compliance and risk management for HR professionals.
Employers
Question of the Week - Self-Funded Plan
What is a self-funded health plan? A self-funded health plan, also known as a self-insured plan, is a healthcare benefit arrangement where an employer...
ACA Reporting
IRS Releases Instructions for IRS Forms 1094/1095-C and 1094/1095-B
These forms are used for the Affordable Care Act (ACA) reporting requirements. Staying ahead of the game is essential to ensure compliance.
COBRA
Access to COBRA Qualifying Event Letters in MyEnroll360
MyEnroll360 provides quick access to COBRA or Continuation of Coverage qualifying event letters.
Employers
An Overview of Paid Family and Medical Leave in the United States
Paid Family and Medical Leave (PFML) has gained prominence in the workplace as a crucial benefit that supports employees during significant life events.
Security
Cybersecurity Awareness Month: Protecting the Digital Frontier
October is Cybersecurity Awareness Month. Learn how to get involved in protecting your digital world.
COBRA
Question of the Week - COBRA Initial Rights Notice
When does an employer have to give a COBRA Initial Rights Notice? Group health plans must give each employee and spouse a general notice describing COBRA...
Employers
Employee Communications with MyEnroll360's Mass Email Manager
MyEnroll360 offers the perfect solution for disseminating critical information to employees during open enrollment.
HR Compliance
HIPAA Compliance Made Simple: An Updated Risk Assessment Tool
The U.S. Department of Health and Human Services updated its risk assessment tool to help with compliance.
Employers
Maximizing Medical Loss Ratio Rebates: A Guide for Employers
Employers receiving MLR rebates must understand the options for using the funds.
FSA / HRA / HSA
Question of the Week - Nondiscrimination Testing for FSA
Q.- When should we perform nondiscrimination testing for our flexible spending account plans?
HR Compliance
State-Mandated Time Off for School Activities: A Guide for HR Professionals
HR professionals play a vital role in helping organizations understand and implement state-mandated time-off policies for school activities.
HR Compliance
Demystifying the HIPAA Risk Assessment for HR Professionals
In a world where data breaches are increasingly common, investing time and effort in HIPAA risk assessments is an essential part of HR's commitment to employee privacy and
Employers
Employee Coverage Options Through the Marketplace
Section 18B of the Fair Labor Standards Act (FLSA), introduced by the Affordable Care Act (ACA), brings a set of obligations that HR departments must understand.
HR Compliance
Enhanced Control and Precision: MyEnroll360's New Hire Waiting Period Management
MyEnroll360 offers employers a remarkably flexible, granular, and logical framework for setting new hire benefit plan waiting periods.
Employers
Navigating the Medicare Part D Notice of Creditable Coverage: A Guide for HR Professionals
Medicare Part D Notices of Creditable Coverage must be distributed by October 15.
Employers
Question of the Week - Qualifying Event for Separation in Pennsylvania
Q.- An employee has a separation agreement with her spouse which says they must live apart for a year. She wants to drop her husband from coverage. The employee lives in
Employers
Affordable Employee Health Care Premiums in 2024: What HR Professionals Need to Know
Employers may have to reduce employee premium contribution costs in 2024 to avoid compliance issues.
Employers
Mastering EEO-1 Demographic Data Submission: A Guide for HR Professionals
The EEOC released an updated due date for employers to submit their EEO-1 demographic data.
Security
Protecting Your Workplace: A Warning to HR Professionals and Employees About the Dangers of Phishing Emails
HR professionals play a pivotal role in safeguarding their workplace against potential phishing cyberattacks.
COBRA
Question of the Week - Notice of COBRA Rate Increase
Q.- We heard that we need to tell COBRA participants of a rate change at least 30 days before the change goes into effect. Is that correct?
Employers
Customizing the MyEnroll360 Logon Notice
HR professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
Employers
Essential Tips for Employers and Employees: IRS Guidance on Disaster Recovery
The IRS provides invaluable advice on safeguarding crucial records in preparation for unforeseen disasters.
ACA Reporting
Navigating ACA Data Collection and Reporting: A Guide for HR Professionals
Proper data collection and accurate reporting are essential components of ACA compliance.
FSA / HRA / HSA
Nondiscrimination Testing for Cafeteria Plans, Dependent Care Flexible Spending Account Plans, and Health Care Flexible Spending Account Plans
Employers must conduct nondiscrimination testing on their cafeteria plans, including the FSA components, to prevent discrimination and maintain legal compliance.
COBRA
Question of the Week - COBRA Timeframes and COVID
Q.- A terminated employee who is eligible for COBRA coverage told us he had COVID-19 on the last day of his election period. Does the government require us to give him more time
Open Enrollment
HR Alert: Review Employee Cost Sharing During Open Enrollment
Keeping employee premiums steady in 2024 may not be sufficient to avoid ACA penalties.
Employers
Proposed Changes to Overtime Requirement Salary Levels
The U.S. Department of Labor recently unveiled proposed revisions to the Fair Labor Standards Act that could have significant implications for HR professionals and employers.
FSA / HRA / HSA
Question of the Week - Reimbursement of Personal Protective Equipment from FSA
Q.- Can employees still use their health FSAs to get reimbursed for the cost of masks and hand sanitizer?
Open Enrollment
Streamlining Open Enrollment Communications with MyEnroll360's Mass Email Manager
The Mass Email Manager in MyEnroll360 empowers employers to communicate swiftly and effectively during open enrollment.
Security
Web-Surfing Security: Teaching Employees Safe Online Practices
As HR professionals, it's crucial to equip employees with the knowledge and tools to navigate the online world safely.
Security
Enhancing Security with Multi-Factor Authentication in MyEnroll360
Learn how MyEnroll360 employs Multi-Factor Authentication (MFA) for enhanced security
ACA Reporting
Ensuring ACA Compliance: Guidelines for Opt-Out Incentives and Evidence of Other Health Coverage
Employers considering giving employees money to opt-out of employer-provided health coverage must navigate ACA rules carefully.
Employers
Navigating the Proposed Rule for Pregnant Workers Fairness Act: Insights for HR Professionals
The EEOC's proposed rule on the Pregnant Workers Fairness Act (PWFA) brings significant changes for employers.
COBRA
Question of the Week - COBRA and Medicare
Q.- We have a COBRA participant who also has Medicare (he was enrolled in Medicare before his COBRA qualifying event). Does our plan pay primary benefits for him or does Medicare
COBRA
Streamline COBRA Administration: Benefits of Outsourcing
From saving time and money to ensuring compliance and providing great customer service, learn how BAS’s Cobra Control Services can enhance your benefits program through COBRA
ACA Reporting
ACA Form Primer
Understanding IRS Forms 1095-B/C and 1094-B/C: Essential ACA Reporting for HR Professionals
Security
Government Urges Adoption of Strong Cyber Authentication Processes
Maintaining robust authentication processes is important for thwarting cyber attacks.
COBRA
Question of the Week - Error on COBRA Notice
Q.- We provided the wrong premium amount on our COBRA notice to a terminating employee. We don’t think he is going to elect COBRA anyway. Should we fix the error?
ACA Reporting
Simplify ACA Compliance While Entering Hours into MyEnroll360
For HR professionals seeking an efficient and hassle-free solution for Affordable Care Act (ACA) data collection and reporting, look no further than MyEnroll 360 .
HR Compliance
Voluntary Self-Identification of Disability Form Updated
The Voluntary Self-Identification of Disability Form is an essential tool for HR professionals striving to promote workplace diversity and inclusivity.
Employers
Streamline HR Processes with MyEnroll360's Life Event Management Module
Discover how MyEnroll360's powerful life event module simplifies HR processes, allowing employers to manage crucial life events effortlessly while ensuring compliance and accuracy.
Question of the Week
Question of the Week - Form 5500 filing for Health Plan
Q.- Last month we filed a Form 5500 for our retirement plan. The instructions mention “welfare plans.” Do we need to file a Form 5500 for our health plan?
Brokers
Strengthening Data Security: Essential Measures for HR Professionals and Group Insurance Brokers
Safeguarding sensitive employee information, personal data, and confidential business records is crucial to protect against cyber threats.
ACA Reporting
Understanding the New 2024 IRS Affordability Percentage for Health Coverage: Insights for HR Professionals
Staying updated with IRS regulations is vital for HR professionals to ensure compliance in offering affordable health coverage.
Security
Enhancing Data Security: Annual Privacy Training for Employees at BAS
BAS prioritizes data security through its annual privacy and security refresher training for employees.
ACA Reporting
IRS Releases Updated Form 1095-B
As HR professionals, staying informed about crucial IRS forms is essential for ensuring compliance with applicable rules and regulations.
FSA / HRA / HSA
Question of the Week - Dependent Day Care FSA and Kindergarten
Q.- I am sending my child to a private kindergarten starting in September. May I use my Dependent Care FSA to pay the tuition for the school?
HR Compliance
Streamlining New Hire Waiting Periods: MyEnroll360's Customizable Controls for HR Professionals
MyEnroll360 empowers HR professionals with granular control over new hire waiting periods.
Employers
Understanding the CHIP Notice: A Guide for HR Professionals
The U.S. Department of Labor updated the model CHIP Notice informing employees of low cost health coverage options.
ACA Reporting
Navigating Summer Help and Affordable Care Act Compliance
As summer brings a surge in temporary employees, HR professionals must ensure compliance with the Affordable Care Act.
FSA / HRA / HSA
Question of the Week - FSA Without Medical Plan
Q.- We employ fewer than 50 employees and do not offer a medical or dental plan. Can we offer our employees a health FSA?
Employers
SEC Mandates Swift Cybersecurity Incident Disclosure: What Public Employers Need to Know
The SEC's latest rules require cybersecurity transparency for publicly held companies and registered investment advisors.
Employers
Streamline Employee Communication with MyEnroll360's Mass Email Manager
MyEnroll360's Mass Email Manager equips HR professionals with a dynamic tool to efficiently communicate with employees.
Employers
U.S. Department of Labor Investigations: Managing Evidence of Insurability (EOI) for Life Insurance Benefits
BAS’ MyEnroll360 can help employers manage the life insurance evidence of insurability process reducing potential penalties and legal challenges.
HR Compliance
Employee Leave Benefits: A Guide for HR Professionals
Enhance Workforce Well-being with Comprehensive Employee Leave Benefits. Explore Types, State Laws, & Best Practices for HR Professionals. Read Now!
Reporting
MyEnroll360: Effortless Data Tracking and Reporting for HR Professionals
Efficient Employee Data Management with MyEnroll360: Explore Advanced Reporting Features - Weekly Change Reports & Transaction History Reports.
COBRA
Question of the Week - COBRA Notices
Missed COBRA Notice for Terminated Employee? Act Now to Avoid Penalties. Send Notice ASAP, Start 18-month Period from Sending Date. Learn More.
HR Compliance
Safeguarding Personal Information: The Importance of Securing Paper Documents
Protecting Personal Information: Safeguarding Paper Documents in HR and Insurance Operations. Learn About Risks, Compliance, and Trust Preservation.
ACA Reporting
Understanding IRS Form 1095-C
Master IRS Form 1095-C: Ensure ACA Compliance & Employee Understanding. Key Elements & Importance Explained. Trust BAS for Expert ACA Data Services.
ACA Reporting
Offering Affordable Coverage
Learn about ACA Compliance for HR: Affordable Care Act (ACA) explained, Safe Harbors, & IRS guidelines. Stay compliant with our expert insights!
Brokers
Protecting Against Rising Text Message Fraud: A Guide for HR Professionals and Insurance Brokers
Guard against rising text message fraud! Learn common scams & essential tips for HR pros & insurance brokers in this FTC-backed guide.
ACA Reporting
Question of the Week - PCORI Fee for Insured Plan
No need to file or pay the PCORI fee for fully-insured group health plans. The insurer takes care of it. Learn more here.
Employers
Streamlining Employee Work Location and Title Tracking with MyEnroll360
Efficiently manage employee work locations & titles with MyEnroll360. Streamline HR processes & gain valuable insights. Learn more now!
Employers
Understanding the New NLRB Standard: Employee vs. Independent Contractor Classification
Stay compliant with NLRB's new standard on worker classification! Understand factors to determine employees vs. independent contractors in this article.
ACA Reporting
ACA Compliance Requirements for Employers: Avoiding Tax Penalties
Avoid ACA Penalties! Ensure Affordable Group Insurance Compliance. Protect Your Business & Employees. Stay Informed. Learn More!
FSA / HRA / HSA
Easy FSA Claim Submission: Three Convenient Methods for Employees
Streamlined FSA claims process - 24x7 online submissions or traditional mailing/faxing. Hassle-free and user-friendly.
Employers
Important Update: Changes to New Hire Onboarding and I-9 Verification Processes
Stay compliant with Form I-9 changes! Ensure in-person document inspections for new hires. Act now to protect your business.
Brokers
Protecting Against Spear Phishing: Crucial Measures for HR Professionals and Group Insurance Brokers
Defend against sophisticated spear phishing attacks. Stay vigilant with awareness training & robust defenses. Safeguard your business now!
ACA Reporting
Question of the Week - Health Coverage Requirements for Employees
Applicable large employers must offer coverage to full-time employees, while small employers may have state-specific rules.
Employers
Enhancing Security with MyEnroll360's Multifactor Authentication
MyEnroll360's multifactor authentication system provides enhanced security for HR professionals and employees. Learn more about its benefits today!
Employers
Health Care Reform: Calculating Full-Time Status for New Hires
Optimize ACA compliance: Calculate full-time status for new hires. BAS provides essential guidance for HR professionals and insurance brokers.
COBRA
Important Update: COBRA Timeframes Resuming - Ensuring HR Stays Compliant
Stay compliant with HR and group insurance regulations. Learn about the restart of COBRA timeframes and how CCS can assist you. Contact us today!
MyEnroll360 Feature
Simplify Billing and Accounting with MyEnroll360's Customizable Location Billing Line Items
Streamline billing and accounting for HR pros with MyEnroll360's location billing line items. Simplify invoices and collect payments effortlessly.
COBRA
Understanding COBRA Administration: Do You Need to Charge a 2% Fee?
Learn about charging COBRA continuants in HR and group insurance. Understand the 2% administrative fee and Department of Labor guidelines. Stay informed!
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