FSA / HRA / HSA
FSA Reimbursement for Non-Covered Spouse
Health FSA funds may generally be used to reimburse eligible medical expenses for a spouse or qualifying dependents even if they are not enrolled in the employer's health plan.
COBRA
Question of the Week - Distribution of COBRA Initial Rights Notice
Q.- Do we have to mail our COBRA Initial Rights Notice to employees or can we distribute it as part of our benefits enrollment package?
Q.- Do we have to mail our COBRA Initial Rights Notice to employees or can we distribute it as part of our benefits enrollment package?
A.- COBRA requires the plan to provide the initial notice to “each covered employee and spouse of the employee (if any).” You may include it in your benefits enrollment materials, but consider addressing the enrollment material to “employee and spouse.” You should also have a process to confirm that the benefits enrollment materials are actually provided. Under the COBRA rules, the notice is considered to be “furnished” as of the date of mailing, if mailed by first-class, certified, or express mail, or as of the date of electronic transmission, if transmitted electronically. Consider how the benefits guide is distributed in order to document timely distribution.
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This article is for informational purposes only and is not intended as legal, tax, or benefits advice. Readers should not rely on this information for taking (or not taking) any action relating to employment, compliance, or benefits. Always consult with a qualified professional before making decisions based on this content.
Topics
COBRA
COBRA Offering to Retirees
When a covered employee becomes entitled to Medicare before retiring, a covered spouse may receive up to 36 months of COBRA continuation from the date of Medicare entitlement.
COBRA
COBRA Offering to Retirees
When a covered employee becomes entitled to Medicare before retirement, the spouse may be eligible for up to 36 months of COBRA continuation coverage.