FSA / HRA / HSA
FSA Reimbursement for Non-Covered Spouse
Health FSA funds may generally be used to reimburse eligible medical expenses for a spouse or qualifying dependents even if they are not enrolled in the employer's health plan.
COBRA
Question of the Week - Second Qualifying Event Notice
Q.- A COBRA continuant wants to extend her 18 months of COBRA due to divorce, but she didn’t tell us about the divorce until her 18 months of COBRA is finishing. Do we have to let
Q.- A COBRA continuant wants to extend her 18 months of COBRA due to divorce, but she didn’t tell us about the divorce until her 18 months of COBRA is finishing. Do we have to let her extend her coverage?
A.- A continuant must notify the administrator of a divorce within 60 days and before the end of the COBRA period. You can deny the request to extend coverage if notice wasn’t provided; however, before denying the extension request you should confirm that the person knew about the notice requirement. Check the initial rights notice and COBRA qualifying event notice to confirm the notification timeframes were clearly stated.
Benefit Allocation Systems (BAS) provides online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.
MyEnroll360 integrates with major insurance carriers for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and others), and with leading payroll platforms for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and others).
This article is for informational purposes only and is not intended as legal, tax, or benefits advice. Readers should not rely on this information for taking (or not taking) any action relating to employment, compliance, or benefits. Always consult with a qualified professional before making decisions based on this content.
Topics
COBRA
COBRA Offering to Retirees
When a covered employee becomes entitled to Medicare before retiring, a covered spouse may receive up to 36 months of COBRA continuation from the date of Medicare entitlement.
COBRA
COBRA Offering to Retirees
When a covered employee becomes entitled to Medicare before retirement, the spouse may be eligible for up to 36 months of COBRA continuation coverage.