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Question of the Week

Guidance on question of the week administration and compliance — practical resources for employers, brokers, and benefits teams navigating real operational questions.

140
Question of the Week Articles
Available in the BAS resource library

140 Articles

Benefits professionals discussing COBRA continuation coverage questions
COBRA

COBRA Offering to Retirees

When a covered employee becomes entitled to Medicare before retiring, a covered spouse may receive up to 36 months of COBRA continuation from the date of Medicare entitlement.

1 min read
COBRA

COBRA Offering to Retirees

When a covered employee becomes entitled to Medicare before retirement, the spouse may be eligible for up to 36 months of COBRA continuation coverage.

1 min read
Person with laptop celebrating — completed benefits enrollment process
COBRA

Question of the Week - Electing COBRA

How long does an individual have to elect COBRA coverage? Individuals generally have 60 days to elect COBRA coverage, measured from the later of the date...

1 min read
Professional business scene — Enrollment Tablet Review — benefits administration context
COBRA

Question of the Week - COBRA Start Date

Q.- An employee terminated in August. She elected COBRA but took her full 60 days to do so. She wants her payments to be applied starting in November since she hadn’t elected

1 min read
Team of three reviewing computer screen — group benefits enrollment training session
COBRA

Question of the Week - COBRA Election

Can an employee who was not enrolled in our health coverage elect COBRA? No. COBRA continuation coverage is only available to individuals who were actively...

1 min read
Couple working together at computer — joint benefits enrollment review and selection
COBRA

Question of the Week – COBRA Coverage

Q.- Our health plan runs on a 7/1 to 6/30 plan year. An employee enrolled in the plan starting July 1 and then terminated employment July 2. Do we have to offer COBRA? He was only

1 min read
Businessman at desk celebrating — successful open enrollment period completion
COBRA

Question of the Week - COBRA

Q.- One of our employees who had family coverage just found out he was not legally married. We will terminate the “wife” from coverage, but do we have to offer her COBRA? If

1 min read
Confident HR professional at camera — benefits enrollment consultant
COBRA

Question of the Week - COBRA for Spouse

Q.- An employee dropped her husband from health coverage at our open enrollment. Now the husband is asking to continue his coverage under COBRA. Should we have sent him a COBRA

1 min read
Team of three reviewing computer screen — group benefits enrollment training session
COBRA

Question of the Week - FMLA and COBRA

Q.- We give employees a choice of paying for medical coverage with after-tax money during an FMLA leave or reimbursing us for premiums when they return from leave. An employee

1 min read
Businesswoman at desk with laptop — benefits enrollment review and administration
COBRA

Question of the Week - Changing COBRA Vendor

Q.- We are changing COBRA vendors September 1 and we just offered a former employee COBRA coverage. Do we have to give the full election period since we are changing vendors? We

1 min read
Businessman at desk celebrating — successful open enrollment period completion
COBRA

Question of the Week - EAP and COBRA

Q.- We have an employee assistance plan (EAP) for our employees. Do we have to offer employees the right to continue participating in the EAP under COBRA?

1 min read
HR team meeting around conference table — open enrollment planning discussion
COBRA

Question of the Week - Paying for COBRA

How long does a former employee have to pay for COBRA coverage? An individual who is eligible for COBRA has 60 days to elect COBRA and 45 days from the date...

1 min read
Businesswoman celebrating at computer — benefits enrollment milestone achievement
COBRA

Question of the Week - Aging Out and COBRA

Q.- We are struggling with how we are to know when dependents turn 26 and lose coverage under our health plan. Are we required to track dependent ages and provide COBRA notices to

1 min read
Pensive HR team reviewing computer — employee benefits enrollment data review
COBRA

Question of the Week - ICHRA and COBRA

Q.- We contribute to an Individual Coverage Health Reimbursement Account for our employees to purchase their own health coverage. Do we have to offer COBRA for the benefit?

1 min read
Concerned team in HR meeting — benefits enrollment issue resolution discussion
COBRA

Question of the Week - COBRA and Medicare

Q.- We have a COBRA participant who also has Medicare (he was enrolled in Medicare before his COBRA qualifying event). Does our plan pay primary benefits for him or does Medicare

1 min read
Smiling professional with headset — benefits enrollment help desk support
COBRA

Question of the Week - COBRA Notices

Missed COBRA Notice for Terminated Employee? Act Now to Avoid Penalties. Send Notice ASAP, Start 18-month Period from Sending Date. Learn More.

1 min read

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